JCC Indianapolis

Legal name: Jewish Community Center Association of Indianapolis Incorporated

Nonprofit profile at a glance

EIN
237099138
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025, Form 990-T 2023
Location
Indianapolis, IN, United States
Phone
(317) 251-9467
Rating
75
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Education N.E.C.
Affiliation
Judaism

Official website

Reported finances

Revenue
$7,921,864
Expenses
$8,354,523
Assets
$6,319,872
Liabilities
$1,549,241

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

22 people listed

Executive titles in this filing

  • Isabel Samantha Dubrinsky (CEO)

Highest reported compensation

  • Isabel Samantha Dubrinsky (CEO): $234,146 total reported compensation
  • Erin Mills (COO): $170,776 total reported compensation
  • Cheryl Gatzmer (CFO): $166,621 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our Vision** : The JCC of Indianapolis…Together, we inspire all people to become the best versions of themselves. Our Mission** : The JCC of Indianapolis, guided by Jewish values and traditions, provides inclusive experiences that lead to personal growth and community building. Our Values. Our Values Commitment (M’sirut): Providing the very best programming and services.

What it reported doing in 2025

Health and wellness. The jcc supported thousands of members in maintaining healthy lifestyles through comprehensive fitness and aquatics programming. In 2025, members participated in 4,072 personal training sessions, supported by a team that worked with 257 individual clients. The j also offered approximately 3,600 group exercise classes, with about 500 members participating each week across strength, cardio, yoga, pilates, cycling and specialty wellness formats. Aquatics programs continued to serve the broader community, with 1,438 aquatics group exercise classes held and swim lessons provided to 734 unique individuals, totaling 4,185 lessons taught. The jcc also supported water safety and workforce development through 146 lifeguard certifications and partnerships with 10 different organizations and community groups. These offerings were supported by continued investment in our facilities, including the addtion of 70 new pieces of fitness equipment, helping ensure members of all ages and abilities have access to safe, modern spaces to build strength, improve mobility, and support long-term wellness.

Operating model

Revenue model
Other-operating. 78% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 95% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 68
  • Transparency & Controls: 79
  • Accountability: 100
  • Sustainability: 23
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 76.3%; rating input score 76
  • Program expense ratio: 71.7%; rating input score 72
  • Fundraising efficiency: $4.39 raised per $1 spent on fundraising; rating input score 12; 12th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 2 of 6 controls in place; rating input score 33
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Pass
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 50th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -5.5%; rating input score 15; 15th percentile among comparable filings
  • Total-asset coverage ratio: 0.76; rating input score 25; 25th percentile among comparable filings
  • Liabilities to assets ratio: 0.25; rating input score 31; 31st percentile among comparable filings
  • Officer compensation ratio: 6.8%; rating input score 46; 46th percentile among comparable filings

Growth

  • Program expense growth: -0.1% per year; rating input score 0; 12th percentile among comparable filings
  • Revenue growth: 1% per year; rating input score 100; 11th percentile among comparable filings
  • Asset growth: 12.5% per year; rating input score 100; 67th percentile among comparable filings

Details

  • What they do: 8 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 76.3% of revenue deployed · 71.7% of spending went to programs
  • Governance: 19 of 19 board members independent · 9 of 9 filing controls reported
  • Programs: 3 filed program accomplishments · $6M in reported program spending
  • Leadership: top reported pay $234K · 22 people listed · 2 of 6 pay-setting controls reported
  • Consistency: 46 of 46 current checks pass
  • Schedules: 6 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 3 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 12/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Sustainability: Operating margin scored 15/100.
  • High — Sustainability: Total-asset coverage ratio scored 25/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 31/100.
  • Moderate — Sustainability: Officer compensation ratio scored 46/100.