Jeremiah Program

Nonprofit profile at a glance

EIN
411801834
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Minneapolis, MN, USA
Phone
6122593014
Rating
87
Verdict
STRONG
Rating confidence
Standard
Sector
Housing Development, Construction, Management

Official website

Reported finances

Revenue
$27,727,543
Expenses
$28,829,961
Assets
$37,864,328
Liabilities
$15,173,531

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

17 people listed

Executive titles in this filing

  • CHASTITY LORD (PRESIDENT AND CEO)

Highest reported compensation

  • CHASTITY LORD (PRESIDENT AND CEO): $422,317 total reported compensation
  • MELEA NALLI (CHEIF OPERATING OFFICER): $238,846 total reported compensation
  • PAYAL SETH (SR. VP OF FAMILY PROGRAMMI): $233,316 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Disrupt the cycle of poverty for single mothers and their children two generations at a time.

What it reported doing in 2025

Headquartered in minneapolis, mn, jeremiah program continues to expand throughout the country to meet the growing demand for its model. The organization has campuses in minneapolis and st. Paul, mn, rochester-se, mn, austin, tx, and fargo, nd, boston, ma, brooklyn, ny, baltimore, md and las vegas, nv. In 2025, jp partnered with 1,404 moms and their 1,915 children across the country. Jeremiah program (jp) offers one of the nation's most successful strategies for transforming families from poverty to prosperity two generations at a time. The organization believes that no mother should have to make the untenable choice between investing in herself and her children. Their holistic approach allows families to dream what is possible when they can bring all their identities to bear in pursuit of their goals. Jp believes that the impacts of poverty and systemic racism can be disrupted through a two-generation (2gen) approach -- investing in the dreams and voices of women and the education of their children. Jp understands that the intersection of race and gender discrimination comes to a head for single mothers of color, which is why jp programming unapologetically focuses on dismantling the proven and institutional barriers that stand in the way to their success. Jp provides life-changing experiences for moms and kids. Beginning with empowerment training, moms start to unravel the damaging narratives placed on low-income women, (especially women of color and especially single moms), and reassert their role as experts in their own lives. After completing empowerment, jp's ongoing programming ensures families have access to the resources every family needs to thrive: stable housing in jp's affordable housing units or through community housing partners, career-track education at a local postsecondary institution, high quality early childhood education at jp's child development centers or local partner schools, and a supportive community of peers and caring staff. The interplay of 2gen supports creates the conditions for mothers and children to tap into their unique strengths that are obscured, not eliminated, by the stress of living in poverty.

Operating model

Revenue model
Donor-supported. 85% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 82
  • Transparency & Controls: 93
  • Accountability: 100
  • Sustainability: 27
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 91.4%; rating input score 91
  • Program expense ratio: 84.1%; rating input score 84
  • Fundraising efficiency: $8.45 raised per $1 spent on fundraising; rating input score 28; 28th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 93.8%; rating input score 94; 19th percentile among comparable filings
  • Pay-setting controls: 5 of 6 controls in place; rating input score 83
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -4%; rating input score 12; 12th percentile among comparable filings
  • Total-asset coverage ratio: 1.31; rating input score 38; 38th percentile among comparable filings
  • Liabilities to assets ratio: 0.4; rating input score 33; 33rd percentile among comparable filings
  • Officer compensation ratio: 5.3%; rating input score 55; 55th percentile among comparable filings

Growth

  • Program expense growth: 18.1% per year; rating input score 100; 85th percentile among comparable filings
  • Revenue growth: 12.2% per year; rating input score 100; 80th percentile among comparable filings
  • Asset growth: 6.4% per year; rating input score 100; 46th percentile among comparable filings

Details

  • Where the money goes: 91.4% of revenue deployed · 84.1% of spending went to programs
  • Governance: 16 of 16 board members independent · 9 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $24.2M in reported program spending
  • Leadership: top reported pay $422K · 17 people listed · 5 of 6 pay-setting controls reported
  • Highest-paid contractors: 2 contractors listed · $321K reported
  • Consistency: 36 of 37 current checks pass · 1 finding to review
  • Schedules: 9 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 6 filed money-flow records
  • Related organizations: 6 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.

  • High — Financial Efficiency: Fundraising efficiency scored 28/100.
  • High — Sustainability: Operating margin scored 12/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 38/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 33/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Review — Sustainability: Officer compensation ratio scored 55/100.
  • High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.