International Association of Jewish Free Loans
Nonprofit profile at a glance
- EIN
- 521590650
- IRS 990-EZ coverage
- 2010–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2021
- Location
- Scottsdale, AZ, USA
- Phone
- 6027147763
- Rating
- 64
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Philanthropy, Charity, Voluntarism Promotion
- Affiliation
- Judaism
Reported finances
- Revenue
- $71,699
- Expenses
- $68,587
- Assets
- $151,313
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- TIM GROSSMAN (PRESIDENT)
People named in this filing
- TIM GROSSMAN (PRESIDENT)
- TINA SHEINBEIN (COORDINATOR)
- SELWYN ISAKOW (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The purpose of this organization shall be to provide for the exchange of ideas, procedures and other information as will assist each member organization in furthering the charitable purpose of providing financial assistance through interest free lending.
What it reported doing in 2025
Annual membership meeting to educate members and raise awareness on best lending and fundraising practices for non-profit lending agencies.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 47
- Transparency & Controls: 82
- Sustainability: 51
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 45.7%; rating input score 46
- Program expense ratio: 47.8%; rating input score 48
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 4.3%; rating input score 52; 52nd percentile among comparable filings
- Total-asset coverage ratio: 2.21; rating input score 68; 68th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 11% per year; rating input score 100; 72nd percentile among comparable filings
- Revenue growth: 11% per year; rating input score 100; 82nd percentile among comparable filings
- Asset growth: 7.8% per year; rating input score 100; 65th percentile among comparable filings
Details
- Where the money goes: 45.7% of revenue deployed · 47.8% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments · $33K in reported program spending
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 2 filed schedules
- Filing history: 7 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Mission deployment rate scored 46/100.
- Moderate — Financial Efficiency: Program expense ratio scored 48/100.
- Review — Sustainability: Operating margin scored 52/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.