Ifca Housing Network
Legal name: Interfaith Council for Action Inc
Nonprofit profile at a glance
- EIN
- 136265613
- IRS 990 coverage
- 2011–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Ossining, NY, US
- Phone
- 914-941-5252
- Rating
- 93
- Verdict
- STRONG
- Rating confidence
- Standard
- Sector
- Low-Income & Subsidized Rental Housing
- Affiliation
- Interfaith
Reported finances
- Revenue
- $2,740,785
- Expenses
- $2,998,019
- Assets
- $8,336,256
- Liabilities
- $3,447,661
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
9 people listed
Executive titles in this filing
- JAMES HERNANDEZ (EXECUTIVE DIRECTOR)
Highest reported compensation
- JAMES HERNANDEZ (EXECUTIVE DIRECTOR): $130,182 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Housing is a human right. We believe a stable, environmentally sustainable home is fundamental to a healthy life for all people at all income levels and can shape a future of life-changing opportunities.
What it reported doing in 2025
Ifca is one of the oldest New York state neighborhood preservation companies in westchester county, providing a variety of programs and services to tenants and the community at large. Ifca offers housing counseling and referral services, financial workshops, and back to school supplies. In 2008, ifca opened a thrift shop selling clothing and household items at very low costs. Ifca's programs reach at risk communities and families. This can only be accomplished by receiving various grants that fund these activities.other program service expenses are comprised of costs incurred in relation to property management. Other program service revenue is comprised of thrift shop income. Ifca's thrift shop sells new and gently used items, including clothing, shoes, bedding, dishes, pots and pans, costume jewelry, and handbags, at very affordable prices. Proceeds from the thrift shop fund ifca's community programs.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 90
- Transparency & Controls: 100
- Accountability: 100
- Sustainability: 34
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 94.4%; rating input score 94
- Program expense ratio: 86.3%; rating input score 86
- Fundraising efficiency: $72.97 raised per $1 spent on fundraising; rating input score 85; 85th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -9.4%; rating input score 10; 10th percentile among comparable filings
- Total-asset coverage ratio: 2.78; rating input score 68; 68th percentile among comparable filings
- Liabilities to assets ratio: 0.41; rating input score 20; 20th percentile among comparable filings
- Officer compensation ratio: 4.3%; rating input score 61; 61st percentile among comparable filings
Growth
- Program expense growth: 2.4% per year; rating input score 100; 21st percentile among comparable filings
- Revenue growth: 3.9% per year; rating input score 100; 29th percentile among comparable filings
- Asset growth: 8.4% per year; rating input score 100; 51st percentile among comparable filings
Details
- What they do: 4 programs and campaigns described on the official site · 3 operating locations identified
- Where the money goes: 94.4% of revenue deployed · 86.3% of spending went to programs
- Governance: 8 of 8 board members independent · 8 of 8 filing controls reported
- Programs: 4 filed program accomplishments · $2.6M in reported program spending
- Leadership: top reported pay $130K · 9 people listed
- Consistency: 33 of 33 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 14 filing years from 2011 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: 5 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- High — Sustainability: Operating margin scored 10/100.
- High — Sustainability: Liabilities to assets ratio scored 20/100.
- High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.