Inter-valley Health Plan Inc
Nonprofit profile at a glance
- EIN
- 953258674
- IRS 990 coverage
- 2010–2025
- Forms available
- Form 990 2025
- Location
- Pomona, CA, USA
- Phone
- 9097843400
- Rating
- 42
- Verdict
- MIXED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $4,867,608
- Expenses
- $2,472,773
- Assets
- $21,456,479
- Liabilities
- $10,460,679
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
15 people listed
Executive titles in this filing
- MICHAEL NELSON (PRESIDENT/CEO)
Highest reported compensation
- BRUCE BOWNE (CFO, VP FIN, TREAS): $113,822 total reported compensation
- MICHAEL NELSON (PRESIDENT/CEO): $59,000 total reported compensation
- SUSAN TENORIO (SECRETARY): $16,500 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Inter valley health plan, inc. Is a federally qualified health maintenance organization. It provides a full range of medical services to eligible medicare participants. At march 31, 2026 there were 0 participating members.
What it reported doing in 2025
Inter valley health plan, inc. Is a federally qualified health maintenance organization. It provides a full range of medical services to eligible medicare participants. At march 31, 2023 there were 0 participating members. Ivhp has elected not to contract with cms effective january 1, 2023 therefore not offering any medical coverage to members. Ivhp is currently in process of winding down operations.
Operating model
- Revenue model
- Grant-funded. 70% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
MIXED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 4
- Transparency & Controls: 69
- Accountability: 82
- Sustainability: 75
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 4.2%; rating input score 4
- Program expense ratio: 4.4%; rating input score 4
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 0 of 6 controls in place; rating input score 0
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Missing
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 5 of 9 controls in place; rating input score 56
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Fail
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 49.2%; rating input score 90; 90th percentile among comparable filings
- Total-asset coverage ratio: 8.68; rating input score 87; 87th percentile among comparable filings
- Liabilities to assets ratio: 0.49; rating input score 16; 16th percentile among comparable filings
- Officer compensation ratio: 7.7%; rating input score 42; 42nd percentile among comparable filings
Growth
- Program expense growth: -11.3% per year; rating input score 0; 3rd percentile among comparable filings
- Revenue growth: -5.8% per year; rating input score 0; 2nd percentile among comparable filings
- Asset growth: -3.1% per year; rating input score 0; 5th percentile among comparable filings
Details
- Where the money goes: 4.2% of revenue deployed · 4.4% of spending went to programs
- Governance: 12 of 12 board members independent · 5 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $110K in reported program spending
- Leadership: top reported pay $114K · 15 people listed · 0 of 6 pay-setting controls reported
- Highest-paid contractors: 2 contractors listed · $409K reported
- Consistency: 19 of 20 current checks pass · 1 finding to review
- Schedules: 3 filed schedules · includes major donors and executive pay
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 3 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 4/100.
- High — Financial Efficiency: Program expense ratio scored 4/100.
- High — Transparency & Controls: Pay-setting controls scored 0/100.
- Review — Accountability: Governance controls: 3 of 8 not reported.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- High — Growth: Asset growth scored 0/100.
- Moderate — Transparency & Controls: Fund balance restriction sum did not reconcile in the filed values.
- High — Sustainability: Liabilities to assets ratio scored 16/100.
- Moderate — Sustainability: Officer compensation ratio scored 42/100.