Insurance Institute for Business & Home Safety
Nonprofit profile at a glance
- EIN
- 232049143
- IRS 990 coverage
- 2010–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Richburg, SC, USA
- Phone
- (803) 723-3600
- Rating
- 78
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Safety Education
Reported finances
- Revenue
- $30,197,104
- Expenses
- $25,812,213
- Assets
- $60,894,273
- Liabilities
- $3,363,061
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
39 people listed
Executive titles in this filing
- Roy Wright (President/CEO)
Highest reported compensation
- Roy Wright (President/CEO): $1,021,631 total reported compensation
- Anne Cope (Chief Engineer/SVP): $486,362 total reported compensation
- Alister Watt (Chief Product Officer/SVP): $421,733 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The IBHS mission is to conduct objective, scientific research to identify and promote effective actions that strengthen homes, businesses and communities against natural disasters and other causes of loss.
What it reported doing in 2025
Communications & Product Design: IBHS has robust communications capabilities that build upon and amplify the impact of our research capabilities. By translating technical research findings into guidance for homeowners and businesses and using a growing range of communications channels to reach a wide audience we seek to motivate action by educating stakeholders about practical and cost-effective ways to increase the resilience of both residential and commercial structures. Each year, IBHS creates a substantial amount of original data and related content. This information is communicated to the public directly and through IBHS Member companies, via the IBHS website and utilizing both digital and traditional media. Costs associated with this work all fall within the IBHS annual budget's personnel, printing, graphics, and IT expense items. No revenue is generated by this work.
Operating model
- Revenue model
- Membership-supported. 87% of the money available for current operations came from membership dues.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Total assets are small relative to annual expenses; liquid coverage is unknown and reported officer compensation is a large share of total spending, which may reflect staffing concentration.
Rating breakdown
- Financial Efficiency: 62
- Transparency & Controls: 87
- Accountability: 98
- Sustainability: 59
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 66.1%; rating input score 66
- Program expense ratio: 74.6%; rating input score 75
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: 4 of 6 controls in place; rating input score 67
- Compensation committee: Pass
- Independent consultant: Missing
- Other Form 990s reviewed: Pass
- Written employment contract: Pass
- Compensation survey or study: Missing
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 96.6%; rating input score 97; 26th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 14.5%; rating input score 67; 67th percentile among comparable filings
- Total-asset coverage ratio: 2.36; rating input score 58; 58th percentile among comparable filings
- Liabilities to assets ratio: 0.06; rating input score 76; 76th percentile among comparable filings
- Officer compensation ratio: 15.8%; rating input score 10; 10th percentile among comparable filings
Growth
- Program expense growth: 5.7% per year; rating input score 100; 44th percentile among comparable filings
- Revenue growth: 8.6% per year; rating input score 100; 67th percentile among comparable filings
- Asset growth: 1.6% per year; rating input score 100; 12th percentile among comparable filings
Details
- What they do: 4 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 66.1% of revenue deployed · 74.6% of spending went to programs
- Governance: 28 of 29 board members independent · 9 of 9 filing controls reported
- Programs: 3 filed program accomplishments · $19.3M in reported program spending
- Leadership: top reported pay $1M · 39 people listed · 4 of 6 pay-setting controls reported
- Highest-paid contractors: 2 contractors listed · $563K reported
- Consistency: 31 of 31 current checks pass
- Schedules: 6 filed schedules · includes major donors, grants, and executive pay
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 11 filed money-flow records
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Total-asset coverage ratio scored 58/100.
- High — Sustainability: Officer compensation ratio scored 10/100.