Inspiring You To Greatness CDC

Nonprofit profile at a glance

EIN
464952655
IRS 990 coverage
2023–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025, Form 990-N 2022
Location
Frisco, TX, USA
Phone
(972) 246-8488
Rating
35
Verdict
REVIEW
Rating confidence
Moderate
Sector
Personal Social Services

Official website

Reported finances

Revenue
$231,369
Expenses
$363,923
Assets
$507,283
Liabilities
$220,945

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

14 people listed

Executive titles in this filing

  • KACEY SIMMONS (PRESIDENT)

Highest reported compensation

  • DIANA ROCHIN (COMMUNITY PARTNERSHIP): $9,750 total reported compensation
  • TESSIE SANTIAGO (VP INVESTOR RELATIONS): $6,600 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

A nonprofit 501(c)(3) community development corporation with the mission of providing low-to-moderate income communities with workforce development, technical assistance to small businesses, financial credit literacy education, and neighborhood revitalization through affordable housing in Collin, Dallas, Denton, & Tarrant Counties. Serving Colorado, Louisiana, Oklahoma and Texas.

What it reported doing in 2025

Bootstrap building program bbp: admin: $8,968 real estate related fees: $21,559 venues: $28,780 marketing: $24,946 design: $36,382 conference: $4,605 construction: $35,367 travel: $20,785 accounting: $21,862 meetings: $8,940 interest: $14,111

Operating model

Revenue model
Earned-program. 100% of the money available for current operations came from fees and other program revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

REVIEW - Most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 8
  • Transparency & Controls: 56
  • Accountability: 65
  • Sustainability: 21
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 10.2%; rating input score 10
  • Program expense ratio: 6.5%; rating input score 6
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 76.9%; rating input score 77; 0th percentile among comparable filings
  • Pay-setting controls: 1 of 6 controls in place; rating input score 17
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 75%; rating input score 75; 22nd percentile among comparable filings
  • Governance controls: 4 of 8 controls in place; rating input score 50
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -57.3%; rating input score 3; 3rd percentile among comparable filings
  • Total-asset coverage ratio: 1.39; rating input score 50; 50th percentile among comparable filings
  • Liabilities to assets ratio: 0.44; rating input score 10; 10th percentile among comparable filings
  • Officer compensation ratio: 4.5%; rating input score 31; 31st percentile among comparable filings

Growth

  • Program expense growth: -117.5% per year; rating input score 0; 0th percentile among comparable filings
  • Revenue growth: -47.6% per year; rating input score 0; 1st percentile among comparable filings
  • Asset growth: 7% per year; rating input score 100; 52nd percentile among comparable filings

Details

  • What they do: 10 programs and campaigns described on the official site · 8 operating locations identified
  • Where the money goes: 10.2% of revenue deployed · 6.5% of spending went to programs
  • Governance: 3 of 4 board members independent · 4 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $231K in reported program spending
  • Leadership: top reported pay $10K · 14 people listed · 1 of 6 pay-setting controls reported
  • Consistency: 13 of 15 current checks pass · 2 findings to review
  • Schedules: 4 filed schedules · includes executive pay
  • Filing history: 3 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 10/100.
  • High — Financial Efficiency: Program expense ratio scored 6/100.
  • Review — Accountability: Governance controls: 3 of 7 not reported.
  • High — Sustainability: Operating margin scored 3/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Transparency & Controls: Functional expense sum did not reconcile in the filed values.
  • Moderate — Transparency & Controls: Schedule D land buildings reconciliation did not reconcile in the filed values.
  • Review — Sustainability: Total-asset coverage ratio scored 50/100.
  • High — Sustainability: Liabilities to assets ratio scored 10/100.
  • Moderate — Sustainability: Officer compensation ratio scored 31/100.