Insignia Foundation
Nonprofit profile at a glance
- EIN
- 453066620
- IRS 990 coverage
- 2020–2024
- Forms available
- Form 990 2024, Form 990-EZ 2023
- Location
- Loveland, OH, USA
- Phone
- 5139102394
- Rating
- 79
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Personal Social Services
Reported finances
- Revenue
- $280,876
- Expenses
- $198,160
- Assets
- $134,962
- Liabilities
- $135
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- Doug Howe (Director, Executive Director)
Highest reported compensation
- Doug Howe (Director, Executive Director): $51,051 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Life Skills assessments, training, and crisis response through 1:1 coaching, round table discussions, group presentations, seminars, and crisis interventions. Large and small group programs offered for those who need it the most and can afford it (or access it) the least.
What it reported doing in 2024
Help people meet the challenges that result from divorce or separation. Our deep desire is to extend care, knowledge, empathy, and healing while promoting individual responsibility and growth opportunities. Number of Volunteers - 30. One seminar - 40 attendees; Multiple support groups - 200 attendees; Online course - 5 attendees; Finished book, Divorce & Beyond. 5 person Advisory Board Bill Koontz, Laura Koontz, Dan Cox, Devra Rochelle, Brandon Blank.
Operating model
- Revenue model
- Donor-supported. 79% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 70
- Transparency & Controls: 92
- Accountability: 81
- Sustainability: 56
- Growth: 80
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 67.7%; rating input score 68
- Program expense ratio: 96%; rating input score 96
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 85.7%; rating input score 86; 23rd percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 29.4%; rating input score 82; 82nd percentile among comparable filings
- Total-asset coverage ratio: 0.68; rating input score 31; 31st percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 56; 56th percentile among comparable filings
- Officer compensation ratio: 25.8%; rating input score 14; 14th percentile among comparable filings
Growth
- Program expense growth: 10.9% per year; rating input score 100; 72nd percentile among comparable filings
- Revenue growth: 2.8% per year; rating input score 100; 40th percentile among comparable filings
- Asset growth: -4.4% per year; rating input score 0; 11th percentile among comparable filings
Details
- Where the money goes: 67.7% of revenue deployed · 96% of spending went to programs
- Governance: 6 of 7 board members independent · 6 of 8 filing controls reported
- Programs: 4 filed program accomplishments · $190K in reported program spending
- Leadership: top reported pay $51K · 7 people listed
- Consistency: 32 of 33 current checks pass · 1 finding to review
- Schedules: 3 filed schedules · includes major donors
- Filing history: 2 filing years from 2020 to 2024
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- Moderate — Sustainability: Total-asset coverage ratio scored 31/100.
- High — Growth: Asset growth scored 0/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- High — Sustainability: Officer compensation ratio scored 14/100.
- Review — Sustainability: Liabilities to assets ratio scored 56/100.