Holyoke Rows Inc

Nonprofit profile at a glance

EIN
043490427
IRS 990-EZ coverage
2014–2025
Forms available
Form 990-EZ 2025
Location
Holyoke, MA, USA
Phone
4133203134
Rating
52
Verdict
MIXED
Rating confidence
Moderate
Sector
Swimming & Other Water Recreation

Official website

Reported finances

Revenue
$163,147
Expenses
$172,305
Assets
$385,479
Liabilities
$1,332

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • Lydia Bussierre (President)
  • Stephanie Moore (Executive Director)

People named in this filing

  • Lydia Bussierre (President)
  • Eva Howard (Treasurer)
  • Karen Fisk (Board Member)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Holyoke Rows strives to reach beyond the traditional rowing population to make river education and recreation accessible to the entire community by eliminating the physical, financial and social barriers to participating in our programs.

What it reported doing in 2025

Rowing Programs: We run high school and middle school rowing teams, spring and fall 5 days/week for over 25 students aged 11-18yrs. We run Rowers Unlimited summer programs (in conjunction with Special Olympics), in addition to our May-Oct adaptive rowing program (in conjunction with DCR), serving 20+ participants of various ages and abilities. We formed an over 70 years of age team that was popular and had 10+ regular participants. We continued a "Learn to Row" program that was attended by over 10 adults, several of whom moved on to join our masters program. Our biggest program is our masters adult rowing program, April - November, 3 nights a week for over 65 adults from 25-80yrs of age.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 24
  • Transparency & Controls: 82
  • Sustainability: 39
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 24.1%; rating input score 24
  • Program expense ratio: 22.8%; rating input score 23

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -5.6%; rating input score 19; 19th percentile among comparable filings
  • Total-asset coverage ratio: 2.24; rating input score 82; 82nd percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 43; 43rd percentile among comparable filings
  • Officer compensation ratio: 40.3%; rating input score 8; 8th percentile among comparable filings

Growth

  • Program expense growth: 4.5% per year; rating input score 100; 43rd percentile among comparable filings
  • Revenue growth: 10.7% per year; rating input score 100; 66th percentile among comparable filings
  • Asset growth: 9.6% per year; rating input score 100; 58th percentile among comparable filings

Details

  • Where the money goes: 24.1% of revenue deployed · 22.8% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 3 filed program accomplishments · $39K in reported program spending
  • Leadership: top reported pay $0 · 11 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 12 filing years from 2014 to 2025
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 24/100.
  • High — Financial Efficiency: Program expense ratio scored 23/100.
  • High — Sustainability: Operating margin scored 19/100.
  • High — Sustainability: Officer compensation ratio scored 8/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 43/100.