Historic Downtown District of Crystal Lake
Nonprofit profile at a glance
- EIN
- 364105965
- IRS 990-EZ coverage
- 2012–2025
- Forms available
- Form 990-EZ 2025
- Location
- Crystal Lake, IL, USA
- Phone
- 8154592000
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Arts, Culture, and Humanities N.E.C.
Reported finances
- Revenue
- $145,524
- Expenses
- $138,633
- Assets
- $233,272
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
10 people listed
Executive titles in this filing
- LORI MCCONVILLE (President)
- STEPHANIE ORMSBY (Vice President)
People named in this filing
- CATHERINE PETERSON (Director)
- LORI MCCONVILLE (President)
- VIVIAN MYERS (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Preservation of historic district.
What it reported doing in 2025
The purpose of HDDCL is to preserve and enhance the Historic Downtown District as the heart of Crystal Lake and to provide for a successful business and residential environment that communicates a sense of community pride, heritage, and small town wholesomeness as a lasting legacy for future generations. HDDCL plans and organizes various community events throughout the year to encourage commerce in the downtown district.
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Expenses are high relative to revenue and reported officer compensation is a large share of total spending, which may reflect staffing concentration.
Rating breakdown
- Financial Efficiency: 77
- Transparency & Controls: 100
- Sustainability: 43
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 75.5%; rating input score 76
- Program expense ratio: 79.3%; rating input score 79
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 4.7%; rating input score 44; 44th percentile among comparable filings
- Total-asset coverage ratio: 1.68; rating input score 75; 75th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 45.8%; rating input score 6; 6th percentile among comparable filings
Growth
- Program expense growth: 0% per year; rating input score 100; 29th percentile among comparable filings
- Revenue growth: 3.2% per year; rating input score 100; 34th percentile among comparable filings
- Asset growth: 1.7% per year; rating input score 100; 31st percentile among comparable filings
Details
- Where the money goes: 75.5% of revenue deployed · 79.3% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment · $110K in reported program spending
- Leadership: top reported pay $0 · 10 people listed
- Consistency: 6 of 6 current checks pass
- Schedules: 4 filed schedules
- Filing history: 14 filing years from 2012 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Operating margin scored 44/100.
- High — Sustainability: Officer compensation ratio scored 6/100.