Hawaii Insulators Vacation Plan

Nonprofit profile at a glance

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

12 people listed

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

To provide vacation benefits to eligible participants in accordance with plan rules and regulations.

Revenue model: Earned-program. 97% of the money available for current operations came from fees and other program revenue.
Distribution model: Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
Pay-setting controls: Limited
Foreign activity oversight: Limited
Grant itemization coverage: Limited
Major donor itemization: Limited
Related-party transparency: Limited

Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
Governance controls: 6 of 7 controls in place; rating input score 86
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass

Operating margin: 11.2%; rating input score 64; 64th percentile among comparable filings
Total-asset coverage ratio: 0.84; rating input score 37; 37th percentile among comparable filings
Liabilities to assets ratio: 0.58; rating input score 13; 13th percentile among comparable filings
Officer compensation ratio: 0%; rating input score 81; 81st percentile among comparable filings

Program expense growth: Limited
Revenue growth: 3.1% per year; rating input score 100; 32nd percentile among comparable filings
Asset growth: -2% per year; rating input score 0; 12th percentile among comparable filings

Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
Governance: 6 of 6 board members independent · 6 of 7 filing controls reported
Programs: 1 filed program accomplishment
Leadership: top reported pay $0 · 12 people listed
Consistency: 11 of 11 current checks pass
Schedules: 3 filed schedules
Filing history: 16 filing years from 2009 to 2024
Contacts: How to reach this organization
Related organizations: 6 filed related-organization links
Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
People: Everyone the filings name, and which of them the filings identify by more than a name.

Signals prioritize questions for review. They are not findings of misconduct.

High — Growth: Asset growth scored 0/100.
Review — Accountability: Governance controls: Form 990 shared with the board not reported.
Moderate — Sustainability: Total-asset coverage ratio scored 37/100.
High — Sustainability: Liabilities to assets ratio scored 13/100.