Harvest Field Corners
Nonprofit profile at a glance
- EIN
- 611450604
- IRS 990 coverage
- 2022–2025
- Forms available
- Form 990 2025, Form 990-EZ 2021
- Location
- Colorado Springs, CO, USA
- Phone
- 7193393388
- Rating
- 80
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- International Relief
Reported finances
- Revenue
- $221,363
- Expenses
- $172,277
- Assets
- $207,887
- Liabilities
- $57
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
9 people listed
Executive titles in this filing
- Gerald Tuttle (CEO-Chairman of the Board)
People named in this filing
- Doug Walters (Board Member - Director HFC PK Operations)
- Lyndon Bacon (Board Member-Secretary)
- Arthur Cyphers (Board Member - Director HFC/IN Operations)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Poverty Reduction - HFC implements micro-enterprise development endeavors among the poor, blending Biblical principled stewardship training with micro-enterprise community development.
What it reported doing in 2025
Conduct and administer savings and budgeting groups in a culture that controls and suppresses women. In 2025 hired and trained a stay-at-home-mother group administrator (SAHM). She formed nine savings and budgeting groups with each group having 18-20 members. Each group is independently operated. These women save a chosen amount of money each month. As their pool of money grows, they loan it out to a person that the group approves, at an interest rate they determine. These neighborhood groups meet in a church or home. A discussion time is included that focuses on a prespecified subject of their choosing. Most of these groups end after 12 months, distributing the savings. Most re-group for another12-month savings period, adding additional participants. The demand for this program is so strong, we are increasing the budget to hire additional facilitators.
Operating model
- Revenue model
- Donor-supported. 98% of the money available for current operations came from contributions and gifts.
- Distribution model
- Grant intermediary. The nonprofit sent 80% of its reported program spending out as grants.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. The filing reports few safeguards for money sent abroad and program spending has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 83
- Transparency & Controls: 73
- Accountability: 94
- Sustainability: 62
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 75.6%; rating input score 76
- Program expense ratio: 96.5%; rating input score 96
- Fundraising efficiency: $82.24 raised per $1 spent on fundraising; rating input score 82; 82nd percentile among comparable filings
Transparency & Controls
- Consistency checks: 90.9%; rating input score 91; 15th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: 1 of 8 controls in place; rating input score 12
- Claims monitoring procedures: Pass
- Requires narrative reports: Fail
- Conducts field audits: Fail
- May suspend future funding: Fail
- Requires financial reports: Fail
- Conducts site visits: Fail
- Requires grant agreements: Fail
- May require repayment: Fail
- Grant itemization coverage: 100%; rating input score 100; 81st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 6 of 7 controls in place; rating input score 86
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 22.2%; rating input score 73; 73rd percentile among comparable filings
- Total-asset coverage ratio: 1.21; rating input score 46; 46th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 52; 52nd percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings
Growth
- Program expense growth: -11% per year; rating input score 0; 10th percentile among comparable filings
- Revenue growth: 8% per year; rating input score 100; 62nd percentile among comparable filings
- Asset growth: 0.9% per year; rating input score 100; 26th percentile among comparable filings
Details
- Where the money goes: 75.6% of revenue deployed · 96.5% of spending went to programs
- Governance: 9 of 9 board members independent · 6 of 7 filing controls reported
- Programs: 3 filed program accomplishments · $166K in reported program spending
- Leadership: top reported pay $0 · 9 people listed
- Consistency: 25 of 26 current checks pass · 1 finding to review
- Schedules: 4 filed schedules · includes major donors and foreign activity
- Filing history: 4 filing years from 2022 to 2025
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Transparency & Controls: Foreign activity oversight: 7 of 8 not reported.
- High — Growth: Program expense growth scored 0/100.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- Moderate — Sustainability: Total-asset coverage ratio scored 46/100.
- Review — Transparency & Controls: Foreign grant itemization did not reconcile in the filed values.
- Review — Sustainability: Liabilities to assets ratio scored 52/100.