Harbor of Refuge International

Nonprofit profile at a glance

EIN
823303956
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025, Form 990-N 2020
Location
Waterloo, IA, USA
Rating
54
Verdict
MIXED
Rating confidence
Moderate
Sector
Travelers' Aid

Reported finances

Revenue
$68,863
Expenses
$57,960
Assets
$36,680

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

8 people listed

Executive titles in this filing

  • Mark Stanley (President)

People named in this filing

  • Amy McConathy (Board Member)
  • ReShonda Young (Board Member)
  • Paul Waack (Board Member)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

We are a religious organization that provides pastoral care to people in our community and beyond.

What it reported doing in 2025

Supporting nonprofit religious organizations that help individuals be able to serve in places where support is unavailable or not sufficient. These funds were able to help 3 families on a regular monthly basis as well as some one time gifts to others.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 81% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 13
  • Transparency & Controls: 100
  • Sustainability: 42
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 11.8%; rating input score 12
  • Program expense ratio: 14%; rating input score 14

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 15.8%; rating input score 67; 67th percentile among comparable filings
  • Total-asset coverage ratio: 0.63; rating input score 36; 36th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 70.4%; rating input score 1; 1st percentile among comparable filings

Growth

  • Program expense growth: 1% per year; rating input score 100; 50th percentile among comparable filings
  • Revenue growth: 3.7% per year; rating input score 100; 65th percentile among comparable filings
  • Asset growth: 12.1% per year; rating input score 100; 74th percentile among comparable filings

Details

  • Where the money goes: 11.8% of revenue deployed · 14% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments · $8K in reported program spending
  • Leadership: top reported pay $0 · 8 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 12/100.
  • High — Financial Efficiency: Program expense ratio scored 14/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 36/100.
  • High — Sustainability: Officer compensation ratio scored 1/100.