Hampshire Regional YMCA
Legal name: Hampshire Regional Young Men's Christian Association
Nonprofit profile at a glance
- EIN
- 042105887
- IRS 990 coverage
- 2016–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Northampton, MA, United States
- Phone
- 413-584-7086
- Rating
- 81
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $5,807,481
- Expenses
- $5,445,814
- Assets
- $8,702,506
- Liabilities
- $1,229,564
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
20 people listed
Executive titles in this filing
- JULIE BIANCO (CHIEF EXECUTIVE OFFICER)
Highest reported compensation
- JULIE BIANCO (CHIEF EXECUTIVE OFFICER): $189,180 total reported compensation
- ALISON MACLEOD (OPERATIONS DIRECTOR): $132,957 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To strengthen our community by fostering healthy living, the development of young people, social connection and responsibility, in a welcoming environment for all. The YMCA is a nonprofit like no other. That’s because in 10,000 neighborhoods across the nation, we have the presence and partnerships to not just promise, but deliver positive change. The Hampshire Regional YMCA has been providing wellness and family services to our community since 1880. But the Y is so much more than just a gym; it’s a cause, dedicated to youth development, healthy living and social responsibility. From athletics to education, health services to safe spaces, the Y helps to meet community needs. As a leading nonprofit throughout the country, the YMCA has the track record and on-the-ground presence to move communities forward, just as we do here in Hampshire County. Since it.
What it reported doing in 2025
Healthy living - the ymca is a leading voice on health and well-being. We bring families closer together, encourage good health and foster connections through fitness, sports, fun and shared interests. As a result, people in our community are receiving the support, guidance and resources they need to achieve greater health in spirit, mind and body. This is particularly important as our nation struggles with an obesity crisis, families struggle with work/life balance, seniors are challenged with social isolation and individuals search for personal fulfillment. Our signature programs include enhance fitness, and livestrong at the ymca. In addition to these prevention programs, we offer a wide variety of wellness programming for all ages, within the seven dimensions of wellness.
Operating model
- Revenue model
- Earned-program. 83% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 91% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 76
- Transparency & Controls: 79
- Accountability: 100
- Sustainability: 47
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 80.7%; rating input score 81
- Program expense ratio: 86.6%; rating input score 87
- Fundraising efficiency: $6.47 raised per $1 spent on fundraising; rating input score 21; 21st percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 2 of 6 controls in place; rating input score 33
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 75th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 6.2%; rating input score 46; 46th percentile among comparable filings
- Total-asset coverage ratio: 1.6; rating input score 50; 50th percentile among comparable filings
- Liabilities to assets ratio: 0.14; rating input score 42; 42nd percentile among comparable filings
- Officer compensation ratio: 5.9%; rating input score 51; 51st percentile among comparable filings
Growth
- Program expense growth: 2.7% per year; rating input score 100; 23rd percentile among comparable filings
- Revenue growth: 3.1% per year; rating input score 100; 23rd percentile among comparable filings
- Asset growth: 2% per year; rating input score 100; 18th percentile among comparable filings
Details
- What they do: 5 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 80.7% of revenue deployed · 86.6% of spending went to programs
- Governance: 16 of 16 board members independent · 8 of 8 filing controls reported
- Programs: 3 filed program accomplishments · $4.7M in reported program spending
- Leadership: top reported pay $189K · 20 people listed · 2 of 6 pay-setting controls reported
- Consistency: 39 of 39 current checks pass
- Schedules: 8 filed schedules · includes major donors, grants, and executive pay
- Filing history: 10 filing years from 2016 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 21/100.
- Moderate — Sustainability: Operating margin scored 46/100.
- Review — Sustainability: Total-asset coverage ratio scored 50/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 42/100.
- Review — Sustainability: Officer compensation ratio scored 51/100.