Habitat for Neighborhood Business

Nonprofit profile at a glance

EIN
204480392
IRS 990 coverage
2015–2025
Forms available
Form 990 2025
Location
Saint Louis, MO, USA
Phone
3147405709
Rating
62
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Community Improvement, Capacity Building N.E.C.

Official website

Reported finances

Revenue
$331,120
Expenses
$319,783
Assets
$1,677,163
Liabilities
$11,325

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • DOUGLAS S BROWN (PRESIDENT)
  • STEVE BARRON (VICE PRESIDENT)
  • LUCINDA JONES (EXECUTIVE DIRECTOR)

Highest reported compensation

  • LUCINDA JONES (EXECUTIVE DIRECTOR): $95,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

See sch ohabitat for neighborhood business with our affiliated universities and organizations seeks to revitalize economic strength in underserved and under-resourced neighborhoods through mentorship and additional resources for aspiring entrepreneurs within their programs.through the upcoming launch of our educational, online virtual program and along with our affiliated universities and volunteer businesspeople, we seek to provide a replicable program and continuous improvements for habitat for neighborhood business affiliates and other like-minded organizations through an ongoing exchange of ideas and continued refinement of best practices.habitat for neighborhood business aims to engage with additional colleges and universities to support entrepreneurs and restore economic vitality in underserved neighborhoods.

What it reported doing in 2025

Opened two habitat for business co-working spaces for entrepreneurs and other habitat for neighborhood business associates use. Introduced a member benefit program for participating entrepreneurs and hnb associates to earn discounts on essential business purchases spanning car and truck rental, office furniture and equipment, promotional items and computers/pos equipment.see sch o for additional accomplishments.generated a substantial and sustained period of media coverage of the organization and the program at saint louis university and the positive impacts hnb is having on the participating entrepreneurs and the communities. Local television, radio, newspaper and digital media ran stories on hnb and its entrepreneurs. In collaboration with saint louis university, developed a series of virtual and in-person training sessions on topics foundational to businesses including accounting software and the use of mobile devices for social media content.in conjunction with an hnb entrepreneur, helped bring hot meals to residents of communities impacted by the may 2025 tornado that devastated parts of st. Louis. The initiative garnered additional media coverage making the community aware of the assistance being provided to the devastated communities.

Operating model

Revenue model
Donor-supported. 67% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 32
  • Transparency & Controls: 86
  • Accountability: 79
  • Sustainability: 50
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 37.2%; rating input score 37
  • Program expense ratio: 34.3%; rating input score 34
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 92.3%; rating input score 92; 24th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 4 of 8 controls in place; rating input score 50
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Fail
    • CEO compensation review process: Fail
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 3.4%; rating input score 44; 44th percentile among comparable filings
  • Total-asset coverage ratio: 5.24; rating input score 80; 80th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 42; 42nd percentile among comparable filings
  • Officer compensation ratio: 29.7%; rating input score 11; 11th percentile among comparable filings

Growth

  • Program expense growth: 3.4% per year; rating input score 100; 44th percentile among comparable filings
  • Revenue growth: 4.6% per year; rating input score 100; 46th percentile among comparable filings
  • Asset growth: 1% per year; rating input score 100; 26th percentile among comparable filings

Details

  • Where the money goes: 37.2% of revenue deployed · 34.3% of spending went to programs
  • Governance: 9 of 9 board members independent · 4 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $110K in reported program spending
  • Leadership: top reported pay $95K · 11 people listed
  • Consistency: 20 of 21 current checks pass · 1 finding to review
  • Schedules: 4 filed schedules · includes major donors
  • Filing history: 11 filing years from 2015 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 37/100.
  • Moderate — Financial Efficiency: Program expense ratio scored 34/100.
  • Review — Accountability: Governance controls: 3 of 7 not reported.
  • Moderate — Sustainability: Operating margin scored 44/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • High — Sustainability: Officer compensation ratio scored 11/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 42/100.