Habitat for Humanity of Washington County Inc

Nonprofit profile at a glance

EIN
521825698
IRS 990 coverage
2015–2025
Forms available
Form 990 2025, Form 990-T 2024
Location
Hagerstown, MD, USA
Phone
3017919009
Rating
75
Verdict
SUPPORTED
Rating confidence
Moderate
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,097,581
Expenses
$813,193
Assets
$5,053,515
Liabilities
$335,064

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

18 people listed

Executive titles in this filing

  • MATT JOZIK (BOARD PRESIDENT)
  • RYAN CHAPIN (VICE PRESIDENT)

Highest reported compensation

  • DONNA HOFFMAN (OFFICE/FINANCE MGR.): $70,579 total reported compensation
  • TIM FISHER (EXEC. FACILITATOR): $14,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The organization's mission is to seek to put god's love into action. Habitat for humanity brings people together to build homes, communities, and hope. Habitat for humanity of Washington county (hfhwc) is a nonprofit, ecumenical christian housing organization from all faiths and traditions. Our mission is to create simple, decent, affordable housing for those in need in our county. Hfhwc seeks to eliminate poverty and substandard housing, increase affordable housing, and make decent shelter a matter of conscience and action.

What it reported doing in 2025

Construction and rehabilitation of homes - the purpose of the organization is to place low-income persons into desirable housing, utilizing volunteer labor to the extent practical and soliciting donations of money and materials/services. Houses are sold at their appraised value. Monthly payments may not exceed 30% of household gross income and do not impose interest charges. It is the objective of the organization to construct and sell one to two homes a year, dependent on the availability of affordable land and the generosity of donors.home preservation serves as a companion to our core building program, enabling us to serve more families, increase opportunities for volunteers and expand our base of sponsors. Home preservation is an exterior home preservation program that provides painting, landscaping and minor repair. Home preservation helps low-income homeowners impacted by age, disability and family circumstances, who struggle to maintain the exterior of their home, reclaim their homes with pride and dignity. Most importantly, home preservation is part of habitat's broader community development strategy, which assists communities as wel as families. It revitalizes the appearance of the neighborhood, strengthens connections within the community, and helps preserve and create affordable housing stock.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Cannot be determined from the filing. The program-spending lines do not add up, so the filing cannot show reliably whether the nonprofit works directly or through others.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and revenue has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 57
  • Transparency & Controls: 87
  • Accountability: 100
  • Sustainability: 71
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 43.9%; rating input score 44
  • Program expense ratio: 67.6%; rating input score 68
  • Fundraising efficiency: $137.36 raised per $1 spent on fundraising; rating input score 88; 88th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.4%; rating input score 94; 27th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 25.9%; rating input score 78; 78th percentile among comparable filings
  • Total-asset coverage ratio: 6.21; rating input score 87; 87th percentile among comparable filings
  • Liabilities to assets ratio: 0.07; rating input score 40; 40th percentile among comparable filings
  • Officer compensation ratio: 10.4%; rating input score 36; 36th percentile among comparable filings

Growth

  • Program expense growth: 1.5% per year; rating input score 100; 20th percentile among comparable filings
  • Revenue growth: -0.4% per year; rating input score 0; 10th percentile among comparable filings
  • Asset growth: 5.2% per year; rating input score 100; 36th percentile among comparable filings

Details

  • Where the money goes: 43.9% of revenue deployed · 67.6% of spending went to programs
  • Governance: 16 of 16 board members independent · 8 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $550K in reported program spending
  • Leadership: top reported pay $71K · 18 people listed
  • Consistency: 36 of 36 current checks pass
  • Schedules: 7 filed schedules · includes major donors
  • Filing history: 10 filing years from 2015 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 44/100.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Officer compensation ratio scored 36/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 40/100.