Habitat for Humanity of Saline County
Legal name: Habitat for Humanity of Saline County Arkansas
Nonprofit profile at a glance
- EIN
- 710823520
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Benton, AR, USA
- Phone
- (501) 315-5434
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $1,253,603
- Expenses
- $1,173,586
- Assets
- $3,642,785
- Liabilities
- $374,877
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
13 people listed
Executive titles in this filing
- LAUREN MILLER (PRESIDENT)
People named in this filing
- LAUREN MILLER (PRESIDENT)
- LAUREN FELTON (VICE PRESIDE)
- LLOYD CAMBRE (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Habitat for Humanity of Saline County is part of a global nonprofit housing organization operated on Christian principles that seeks to put God’s love into action by building homes, communities, and hope. Habitat volunteers working on a home construction project Since becoming an affiliate in 1998, we have built more than 80 homes for local families. A typical new Habitat home here appraises around $140,000 and is sold at cost to buyers for about $110,000 with a zero percent interest mortgage. Monthly payments are recycled into our Fund for Humanity to help build future homes, and partner families contribute sweat equity on their own homes while helping build other families’ houses as well. Our Mission, Vision, and Impact.
What it reported doing in 2024
The organization constructed and sold houses to families in need, and is in the process of constructing additional houses for families in need. Homes are sold at prices at or below fair market value with non-interest bearing mortgage.
Operating model
- Revenue model
- Earned-program. 86% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 75
- Transparency & Controls: 92
- Accountability: 94
- Sustainability: 62
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 80%; rating input score 80
- Program expense ratio: 86.1%; rating input score 86
- Fundraising efficiency: $4.52 raised per $1 spent on fundraising; rating input score 15; 15th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 6 of 7 controls in place; rating input score 86
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 6.4%; rating input score 53; 53rd percentile among comparable filings
- Total-asset coverage ratio: 3.1; rating input score 76; 76th percentile among comparable filings
- Liabilities to assets ratio: 0.1; rating input score 42; 42nd percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 81; 81st percentile among comparable filings
Growth
- Program expense growth: 2.5% per year; rating input score 100; 29th percentile among comparable filings
- Revenue growth: 2.9% per year; rating input score 100; 30th percentile among comparable filings
- Asset growth: 7.5% per year; rating input score 100; 50th percentile among comparable filings
Details
- What they do: Mission, programs, and operating context captured from the official website.
- Where the money goes: 80% of revenue deployed · 86.1% of spending went to programs
- Governance: 13 of 13 board members independent · 6 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $1M in reported program spending
- Leadership: top reported pay $0 · 13 people listed
- Consistency: 25 of 25 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 15 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 15/100.
- Review — Accountability: Governance controls: Form 990 shared with the board not reported.
- Review — Sustainability: Operating margin scored 53/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 42/100.