Habitat for Humanity of Orange County Inc
Nonprofit profile at a glance
- EIN
- 330311059
- IRS 990 coverage
- 2009–2024
- Forms available
- Form 990 2024
- Location
- Santa Ana, CA, USA
- Phone
- 7144346200
- Rating
- 72
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $7,659,033
- Expenses
- $7,159,632
- Assets
- $19,010,936
- Liabilities
- $9,060,523
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
28 people listed
Executive titles in this filing
- MICHAEL VALENTINE (CEO)
Highest reported compensation
- MICHAEL VALENTINE (CEO): $260,756 total reported compensation
- CHRIS O'CONNOR (CFO): $190,971 total reported compensation
- VELMA DE LA ROSA (VP HOUSING/COMM DEV): $160,566 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Habitat for humanity's mission is to give witness to the christian gospel by working with god's people to build decent habitats for those who are inadequately sheltered in orange county.
What it reported doing in 2024
Low cost housingour organization is dedicated to providing housing opportunities for families in need, and we are committed to partnering with you throughout the homeownership process. The program is designed for first time home owners with low to moderate income. There is a full process to apply and register including an orientation process, financial education classes, credit checks, and sweat equity from the families awarded the opportunity to purchase a beautiful new home at deep, deep below market pricing. See sch o.the organization is currently constructing six (6) homes scheduled for completion in fiscal year 2026. These homes will be added to the 239 homes previously constructed and sold since the organization's inception. Two (2) homes were repurchased and sold to another qualifying family. By serving families, the organization has changed nearly 5,000 lives since its inception. The organization has also funded the building of nearly 500 homes worldwide as of june 30, 2025, and it currently tithes to the habitat affiliates in ethiopia and nicaragua.
Operating model
- Revenue model
- Earned-program. 61% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 94% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and program spending has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 65
- Transparency & Controls: 74
- Accountability: 95
- Sustainability: 51
- Growth: 40
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 71.5%; rating input score 72
- Program expense ratio: 72.5%; rating input score 72
- Fundraising efficiency: $2.04 raised per $1 spent on fundraising; rating input score 5; 5th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 2 of 6 controls in place; rating input score 33
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 9 controls in place; rating input score 89
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 6.5%; rating input score 55; 55th percentile among comparable filings
- Total-asset coverage ratio: 2.66; rating input score 70; 70th percentile among comparable filings
- Liabilities to assets ratio: 0.48; rating input score 22; 22nd percentile among comparable filings
- Officer compensation ratio: 15.7%; rating input score 18; 18th percentile among comparable filings
Growth
- Program expense growth: -2.5% per year; rating input score 0; 8th percentile among comparable filings
- Revenue growth: 3.9% per year; rating input score 100; 33rd percentile among comparable filings
- Asset growth: -1.5% per year; rating input score 0; 8th percentile among comparable filings
Details
- Where the money goes: 71.5% of revenue deployed · 72.5% of spending went to programs
- Governance: 21 of 21 board members independent · 8 of 9 filing controls reported
- Programs: 2 filed program accomplishments · $5.2M in reported program spending
- Leadership: top reported pay $261K · 28 people listed · 2 of 6 pay-setting controls reported
- Highest-paid contractors: 3 contractors listed · $543K reported
- Consistency: 34 of 34 current checks pass
- Schedules: 7 filed schedules · includes major donors and executive pay
- Filing history: 14 filing years from 2009 to 2024
- Contacts: How to reach this organization
- Money network: 7 filed money-flow records
- Related organizations: 2 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 5/100.
- High — Growth: Program expense growth scored 0/100.
- Review — Sustainability: Operating margin scored 55/100.
- High — Growth: Asset growth scored 0/100.
- Review — Accountability: Governance controls: Other executive compensation review process not reported.
- High — Sustainability: Officer compensation ratio scored 18/100.
- High — Sustainability: Liabilities to assets ratio scored 22/100.