Habitat for Humanity of Omaha

What it reported doing in 2025

There is a critical need for affordable housing in omaha and communities across Nebraska. Habitat omaha helps address this need by building new homes and revitalizing neighborhoods that have experienced disinvestment and blight, including the bluestem prairie development.affordable homeownership can provide families with greater stability, security, and confidence. A safe, affordable home creates a foundation where families can thrive and children can grow and develop. When families have a home that supports their health and safety, they are better positioned to build a stronger future.homeownership can also create opportunities for families to save for the future, invest in education, strengthen employment opportunities, and build long-term financial stability. By helping families become homeowners, habitat omaha helps create stronger families, healthier neighborhoods, and more resilient communities.habitat omaha's homeownership program helps economically disadvantaged families achieve first-time homeownership. Partner families generally earn between 30% and 80% of the area median income.habitat omaha makes homeownership affordable by combining volunteer labor, efficient building methods, modestly sized homes, and donated construction materials and appliances. In 2025, individuals, corporations, and faith partners contributed 33,541 volunteer hours, helping habitat omaha reduce construction costs and build 104 homes for sale to partner families.habitat omaha also provides a range of housing support services to help families prepare for and achieve homeownership. In 2025, 1,159 families were served through these programs. Of those, 155 families achieved mortgage readiness, while another 467 families actively participated in habitat omaha's home journey program to work to become mortgage ready.

Financial Efficiency

• Mission deployment rate: 97.2%; rating input score 97
• Program expense ratio: 90.4%; rating input score 90
• Fundraising efficiency: $10.91 raised per $1 spent on fundraising; rating input score 35; 35th percentile among comparable filings

Transparency & Controls

• Consistency checks: 94.1%; rating input score 94; 23rd percentile among comparable filings
• Pay-setting controls: 3 of 6 controls in place; rating input score 50
  • Compensation committee: Missing
  • Independent consultant: Missing
  • Other Form 990s reviewed: Pass
  • Written employment contract: Missing
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: Limited
• Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
• Governance controls: 9 of 9 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Pass
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: -7.4%; rating input score 8; 8th percentile among comparable filings
• Total-asset coverage ratio: 1.35; rating input score 38; 38th percentile among comparable filings
• Liabilities to assets ratio: 0.3; rating input score 41; 41st percentile among comparable filings
• Officer compensation ratio: 3.5%; rating input score 69; 69th percentile among comparable filings

Growth

• Program expense growth: 10.5% per year; rating input score 100; 69th percentile among comparable filings
• Revenue growth: 9.9% per year; rating input score 100; 73rd percentile among comparable filings
• Asset growth: 9.3% per year; rating input score 100; 63rd percentile among comparable filings