Habitat for Humanity of Oakland County
Legal name: Habitat for Humanity of Oakland County Inc
Nonprofit profile at a glance
- EIN
- 383244099
- IRS 990 coverage
- 2014–2024
- Official website data refreshed
- Jul 2026
- Forms available
- Form 990 2024
- Location
- Pontiac, MI, USA
- Phone
- 2483381843
- Rating
- 83
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $7,271,732
- Expenses
- $8,131,894
- Assets
- $10,963,271
- Liabilities
- $4,491,885
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
21 people listed
Executive titles in this filing
- Jill Sklar (President)
- Kaino Phillips (Vice President)
- Michele Hodges (Executive Director)
- Timothy Ruggles (Former Executive Director)
Highest reported compensation
- Michele Hodges (Executive Director): $194,504 total reported compensation
- Scott Milliken (Director of Operations): $148,501 total reported compensation
- Ann M Zawislak (Director of Philanthropy): $113,445 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Seeking to put God’s love into action—Habitat for Humanity brings people together to build homes, communities and hope; at Habitat Oakland, the mission includes a goal of serving 2,025 families and individuals by the end of 2025. Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope. At Habitat Oakland, we are proud of the impact we’ve had and want to do more. We have a goal of 2025 by 2025 and plan to serve 2,025 families and individuals by the end of 2025. Habitat for Humanity of Oakland County’s mission has a hyper-local focus with a world vision which engages donors, homeowners, neighbors, and volunteers working together to build better living environments. Habitat for Humanity is a global nonprofit housing organization that works in nearly 1,400 communities across the United States and more than 70 countries...
What it reported doing in 2024
To build or substantively rehabilitate low cost dwellings which are then conveyed through affordable mortgages to families or individuals who could not otherwise purchase such homes.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 88
- Transparency & Controls: 74
- Accountability: 95
- Sustainability: 28
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 89%; rating input score 89
- Fundraising efficiency: $5.74 raised per $1 spent on fundraising; rating input score 21; 21st percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 2 of 6 controls in place; rating input score 33
- Compensation committee: Pass
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Missing
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 7 of 8 controls in place; rating input score 88
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Fail
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -11.8%; rating input score 12; 12th percentile among comparable filings
- Total-asset coverage ratio: 1.35; rating input score 48; 48th percentile among comparable filings
- Liabilities to assets ratio: 0.41; rating input score 26; 26th percentile among comparable filings
- Officer compensation ratio: 6.9%; rating input score 42; 42nd percentile among comparable filings
Growth
- Program expense growth: 10% per year; rating input score 100; 64th percentile among comparable filings
- Revenue growth: 11.7% per year; rating input score 100; 74th percentile among comparable filings
- Asset growth: 11.5% per year; rating input score 100; 64th percentile among comparable filings
Details
- What they do: 1 operating location identified
- Where the money goes: 100% of revenue deployed · 89% of spending went to programs
- Governance: 17 of 17 board members independent · 7 of 8 filing controls reported
- Programs: 2 filed program accomplishments · $7.2M in reported program spending
- Leadership: top reported pay $195K · 21 people listed · 2 of 6 pay-setting controls reported
- Highest-paid contractors: 5 contractors listed · $1.7M reported
- Consistency: 38 of 38 current checks pass
- Schedules: 7 filed schedules · includes major donors and executive pay
- Filing history: 10 filing years from 2014 to 2024
- Contacts: How to reach this organization
- Money network: 4 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 21/100.
- High — Sustainability: Operating margin scored 12/100.
- Review — Accountability: Governance controls: Audit committee oversight not reported.
- Moderate — Sustainability: Total-asset coverage ratio scored 48/100.
- High — Sustainability: Liabilities to assets ratio scored 26/100.
- Moderate — Sustainability: Officer compensation ratio scored 42/100.