Habitat for Humanity of Greater Portland
Nonprofit profile at a glance
- EIN
- 222570213
- IRS 990 coverage
- 2011–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Location
- Portland, ME, United States
- Phone
- 207-772-2151 x 107
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $3,928,736
- Expenses
- $3,000,187
- Assets
- $6,314,928
- Liabilities
- $1,921,620
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
16 people listed
Executive titles in this filing
- PAUL LONES (PRESIDENT)
- LAUREL LABAUVE (VICE PRESIDENT)
- CHAD MULLIN (EXECUTIVE DIRECTOR)
Highest reported compensation
- CHAD MULLIN (EXECUTIVE DIRECTOR): $104,858 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Habitat for Humanity of Greater Portland is a non-profit organization that builds decent, affordable homes and provides critical home repairs for low and moderate income families in Cumberland County. Tom has served as the Town Manager in Scarborough since 2008. He has held positions in town and city management in Pennsylvania and Maine including nine years as the City Manager in Rockland prior to his current role. During his time in municipal management Tom has developed a keen interest in affordable and workforce housing and currently serves as the staff support to the Scarborough Housing Alliance. Accomplishments while in Scarborough include successfully implementing six different affordable housing projects with private developers and partnership with Habitat for Humanity of Greater Portland on Carpenter Court. Tom has been honored by the Maine Town & City Management Association...
What it reported doing in 2024
Construction and sale of houses to qualifying low-income families at monthly mortgages that do not exceed 30% of their income. We've built 90 homes in southern Maine since 1985. In fy25 we completed two homes in south portland, and two homes in standish. We also began construction on the final four homes in south portland and the next four homes in standish. We started a critical home repair program in fy20 that has now completed 172 home repairs throughout cumberland county.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 69
- Transparency & Controls: 92
- Accountability: 100
- Sustainability: 68
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 63.6%; rating input score 64
- Program expense ratio: 83.4%; rating input score 83
- Fundraising efficiency: $16.73 raised per $1 spent on fundraising; rating input score 54; 54th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 23.6%; rating input score 80; 80th percentile among comparable filings
- Total-asset coverage ratio: 2.1; rating input score 63; 63rd percentile among comparable filings
- Liabilities to assets ratio: 0.3; rating input score 34; 34th percentile among comparable filings
- Officer compensation ratio: 3.5%; rating input score 65; 65th percentile among comparable filings
Growth
- Program expense growth: 12.3% per year; rating input score 100; 71st percentile among comparable filings
- Revenue growth: 12.6% per year; rating input score 100; 76th percentile among comparable filings
- Asset growth: 6.3% per year; rating input score 100; 42nd percentile among comparable filings
Details
- What they do: 3 programs and campaigns described on the official site
- Where the money goes: 63.6% of revenue deployed · 83.4% of spending went to programs
- Governance: 15 of 15 board members independent · 8 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $2.5M in reported program spending
- Leadership: top reported pay $105K · 16 people listed
- Consistency: 32 of 32 current checks pass
- Schedules: 6 filed schedules · includes major donors
- Filing history: 14 filing years from 2011 to 2024
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Financial Efficiency: Fundraising efficiency scored 54/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 34/100.