Habitat for Humanity Yuba-Sutter
Legal name: Habitat for Humanity Intl Yuba Sutter
Nonprofit profile at a glance
- EIN
- 680301692
- IRS 990 coverage
- 2013–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024, Form 990-N 2008
- Location
- Marysville, CA, United States
- Phone
- (530) 742-2727
- Rating
- 81
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Housing Development, Construction, Management
- Affiliation
- Christianity
Reported finances
- Revenue
- $9,472,878
- Expenses
- $8,348,137
- Assets
- $45,963,167
- Liabilities
- $21,073,445
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
14 people listed
Executive titles in this filing
- Joseph Hale (President & CEO)
Highest reported compensation
- Joseph Hale (President & CEO): $148,296 total reported compensation
- John Nicoletti (COO): $107,114 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Our homes are built through the strength of volunteer labor, donated resources, and community support, ensuring that every Habitat for Humanity home is sold at no profit. We rely on a blend of home payments, sales from our **ReStore** , as well as generous contributions from individuals, families, corporations, foundations, and government partnerships to fund our mission. We are also committed to stepping up in times of crisis. During the devastating Northern California wildfires, we quickly mobilized to provide essential support, collecting donations, establishing evacuation centers, and delivering meals to firefighters on the front lines. At the core of everything we do is the support of o.
What it reported doing in 2024
Construction and Other Programs - The organization builds affordable housing for qualified low income families in the Yuba Sutter Counties. The income of qualified families falls between 30% to 50% of the Countys AMI (as determined by HUD).Habitat for Humanity Yuba/Sutter supports the building of homes for families in need by Habitat for Humanity International.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filed totals do not add up and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 70
- Transparency & Controls: 83
- Accountability: 100
- Sustainability: 67
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 64.3%; rating input score 64
- Program expense ratio: 71.3%; rating input score 71
- Fundraising efficiency: $2,759.49 raised per $1 spent on fundraising; rating input score 99; 99th percentile among comparable filings
Transparency & Controls
- Consistency checks: 88.2%; rating input score 88; 2nd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 11.9%; rating input score 66; 66th percentile among comparable filings
- Total-asset coverage ratio: 5.51; rating input score 85; 85th percentile among comparable filings
- Liabilities to assets ratio: 0.46; rating input score 23; 23rd percentile among comparable filings
- Officer compensation ratio: 3.1%; rating input score 68; 68th percentile among comparable filings
Growth
- Program expense growth: 22.2% per year; rating input score 100; 87th percentile among comparable filings
- Revenue growth: 22.2% per year; rating input score 100; 90th percentile among comparable filings
- Asset growth: 26.6% per year; rating input score 100; 91st percentile among comparable filings
Details
- What they do: 3 programs and campaigns described on the official site
- Where the money goes: 64.3% of revenue deployed · 71.3% of spending went to programs
- Governance: 13 of 12 board members independent · 9 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $6M in reported program spending
- Leadership: top reported pay $148K · 14 people listed
- Highest-paid contractors: 4 contractors listed · $1.7M reported
- Consistency: 29 of 31 current checks pass · 2 findings to review
- Schedules: 5 filed schedules · includes major donors
- Filing history: 12 filing years from 2013 to 2024
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- Moderate — Transparency & Controls: Independent members within voting members did not reconcile in the filed values.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- High — Sustainability: Liabilities to assets ratio scored 23/100.
- High — Grant Readiness: Automatic revocation: this organization had its federal tax-exempt status automatically revoked.