Habitat for Humanity of Morgan County
Legal name: Habitat for Humanity International Morgan County Hfh
Nonprofit profile at a glance
- EIN
- 631030915
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Decatur, AL, USA
- Phone
- 256-340-9609
- Rating
- 78
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $1,100,571
- Expenses
- $967,025
- Assets
- $4,742,806
- Liabilities
- $2,098,007
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
13 people listed
Executive titles in this filing
- DONNA WHITTEN (PRESIDENT)
People named in this filing
- JENNY DENTON (COORDINATOR)
- LORI EASTMAN (SECRETARY)
- LUKE ETHEREDGE (VICE PRESIDE)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities, and HOPE. The families, couples, and individuals we help live here in Morgan County.** Your financial and volunteer support helps provide safe, affordable shelter for those most in need. Habitat is funded entirely by donations and staffed largely with volunteers. The community benefits Our work impacts health, environmental, and educational outcomes.** Children of homeowners are 116 percent more likely to graduate from college compared with children in families who do not own their homes. The foreclosure rate on Habitat houses in the United States is less than 2 percent on an annualized basis.
What it reported doing in 2024
Several homes were constructed and sold to needy families during the year in exchange for non-interest bearing mortgages
Operating model
- Revenue model
- Donor-supported. 90% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 62
- Transparency & Controls: 90
- Accountability: 88
- Sustainability: 67
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 63.8%; rating input score 64
- Program expense ratio: 70.9%; rating input score 71
- Fundraising efficiency: $5.89 raised per $1 spent on fundraising; rating input score 22; 22nd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 5 of 7 controls in place; rating input score 71
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 12.1%; rating input score 65; 65th percentile among comparable filings
- Total-asset coverage ratio: 4.9; rating input score 84; 84th percentile among comparable filings
- Liabilities to assets ratio: 0.44; rating input score 18; 18th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 81; 81st percentile among comparable filings
Growth
- Program expense growth: 2.2% per year; rating input score 100; 28th percentile among comparable filings
- Revenue growth: 3.1% per year; rating input score 100; 31st percentile among comparable filings
- Asset growth: 6.3% per year; rating input score 100; 45th percentile among comparable filings
Details
- What they do: Mission, programs, and operating context captured from the official website.
- Where the money goes: 63.8% of revenue deployed · 70.9% of spending went to programs
- Governance: 17 of 17 board members independent · 5 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $686K in reported program spending
- Leadership: top reported pay $0 · 13 people listed
- Consistency: 24 of 24 current checks pass
- Schedules: 3 filed schedules
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 22/100.
- Review — Accountability: Governance controls: Form 990 shared with the board not reported.
- High — Sustainability: Liabilities to assets ratio scored 18/100.