Habitat for Humanity International Inc Dba Prescott Area Habitat for Humanity

Nonprofit profile at a glance

EIN
860645207
IRS 990 coverage
2009–2024
Forms available
Form 990 2024
Location
Prescott, AZ, USA
Phone
9284458003
Rating
77
Verdict
SUPPORTED
Rating confidence
Moderate

Reported finances

Revenue
$1,434,396
Expenses
$1,394,983
Assets
$3,106,500
Liabilities
$22,633

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

13 people listed

Executive titles in this filing

  • BRUCE ROSENBERG (EXECUTIVE DIRECTOR)

Highest reported compensation

  • BRUCE ROSENBERG (EXECUTIVE DIRECTOR): $63,913 total reported compensation
  • TERESA HINTON (CHIEF FINANCIAL OFFICER): $37,512 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To elimate substandard living conditions and address the challenges of housing affordability by providing hardworking families with the opportunity to own safe, affordable homes.

What it reported doing in 2024

Housing program - pahh builds new single family housing. The homes are sold to families at cost with a zero percent first mortgage with payments that do not exceed 30% of household income. Each loan is structured based on the particular family's needs and may include a silent second loan and/or a shared equity agreement due only upon the sale of the home. Families go through an education process to prepare them for the journey to home ownership. Families are required to provide sweat equity by participating in the building of their home or other homes being constructed by pahh. Additionally, pahh provides some repair services for low-income individuals in the community to ensure their homes are safe and maintained. (cont. Sched. O)building and maintaining homes relies on a strong volunteer team. Volunteers from churches, businesses and the community at large are a vital part of the program and work along side skilled contractors and construction supervisors in building all homes.pahh has completed over 100 homes since 1989 and has a goal for 2026 of five familites in five new homes.

Operating model

Revenue model
Donor-supported. 72% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 65
  • Transparency & Controls: 94
  • Accountability: 86
  • Sustainability: 54
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 68.9%; rating input score 69
  • Program expense ratio: 70.5%; rating input score 71
  • Fundraising efficiency: $6.58 raised per $1 spent on fundraising; rating input score 25; 25th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 6 of 9 controls in place; rating input score 67
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 2.7%; rating input score 44; 44th percentile among comparable filings
  • Total-asset coverage ratio: 2.23; rating input score 68; 68th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 71; 71st percentile among comparable filings
  • Officer compensation ratio: 7.3%; rating input score 46; 46th percentile among comparable filings

Growth

  • Program expense growth: 0.7% per year; rating input score 100; 20th percentile among comparable filings
  • Revenue growth: -1.4% per year; rating input score 0; 10th percentile among comparable filings
  • Asset growth: 2.5% per year; rating input score 100; 27th percentile among comparable filings

Details

  • Where the money goes: 68.9% of revenue deployed · 70.5% of spending went to programs
  • Governance: 10 of 10 board members independent · 6 of 9 filing controls reported
  • Programs: 2 filed program accomplishments · $984K in reported program spending
  • Leadership: top reported pay $64K · 13 people listed
  • Consistency: 34 of 34 current checks pass
  • Schedules: 7 filed schedules · includes major donors and grants
  • Filing history: 11 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Fundraising efficiency scored 25/100.
  • Review — Accountability: Governance controls: 2 of 8 not reported.
  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Operating margin scored 44/100.
  • Moderate — Sustainability: Officer compensation ratio scored 46/100.