Habitat for Humanity Greater San Francisco
Nonprofit profile at a glance
- EIN
- 943088881
- IRS 990 coverage
- 2009–2024
- Forms available
- Form 990 2024
- Location
- San Francisco, CA, USA
- Phone
- 4156251000
- Rating
- 77
- Verdict
- SUPPORTED
- Rating confidence
- Standard
Reported finances
- Revenue
- $17,425,149
- Expenses
- $17,247,643
- Assets
- $49,113,663
- Liabilities
- $17,814,027
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
33 people listed
Executive titles in this filing
- MAUREEN W SEDONAEN (CEO)
Highest reported compensation
- MAUREEN W SEDONAEN (CEO): $407,017 total reported compensation
- JENNIFER WILDS (CFO): $280,475 total reported compensation
- JAMES EDWARD FEELEY (VP OF CONSTRUCTION): $221,844 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Habitat for humanity greater san francisco builds and sustains affordable homeownership opportunities for families in marin, san francisco and san mateo counties.
What it reported doing in 2024
Programs- homeowner development - selects, qualifies, and mentors candidate families, and provides them financial and home ownership education; manages long-term homeowner relationships. - volunteer services - recruits, trains, schedules, and supports volunteers for work at the construction sites, home repair projects, community gardens, the organization's office, and on committees. - home preservation ("hp") - delivers critical home repairs and provides zero-to-low interest rate home repair loans to improve health, safety, and well-being of residents in san francisco, menlo park, east palo alto, daly city, and the county of marin. (continued on schedule o)
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 63
- Transparency & Controls: 84
- Accountability: 95
- Sustainability: 45
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 68.5%; rating input score 68
- Program expense ratio: 68.3%; rating input score 68
- Fundraising efficiency: $5.67 raised per $1 spent on fundraising; rating input score 23; 23rd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
- Pay-setting controls: 3 of 6 controls in place; rating input score 50
- Compensation committee: Pass
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 66th percentile among comparable filings
- Governance controls: 8 of 9 controls in place; rating input score 89
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 1%; rating input score 38; 38th percentile among comparable filings
- Total-asset coverage ratio: 2.85; rating input score 73; 73rd percentile among comparable filings
- Liabilities to assets ratio: 0.36; rating input score 40; 40th percentile among comparable filings
- Officer compensation ratio: 13.9%; rating input score 10; 10th percentile among comparable filings
Growth
- Program expense growth: 8.9% per year; rating input score 100; 66th percentile among comparable filings
- Revenue growth: 6.6% per year; rating input score 100; 56th percentile among comparable filings
- Asset growth: 1.4% per year; rating input score 100; 15th percentile among comparable filings
Details
- Where the money goes: 68.5% of revenue deployed · 68.3% of spending went to programs
- Governance: 21 of 21 board members independent · 8 of 9 filing controls reported
- Programs: 2 filed program accomplishments · $11.8M in reported program spending
- Leadership: top reported pay $407K · 33 people listed · 3 of 6 pay-setting controls reported
- Highest-paid contractors: 5 contractors listed · $1.7M reported
- Consistency: 39 of 39 current checks pass
- Schedules: 8 filed schedules · includes major donors and executive pay
- Filing history: 16 filing years from 2009 to 2024
- Contacts: How to reach this organization
- Money network: 12 filed money-flow records
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 23/100.
- Moderate — Sustainability: Operating margin scored 38/100.
- Review — Accountability: Governance controls: Form 990 shared with the board not reported.
- High — Sustainability: Officer compensation ratio scored 10/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 40/100.