Habitat for Humanity Calaveras
Nonprofit profile at a glance
- EIN
- 680288226
- IRS 990 coverage
- 2014–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Angels Camp, CA, US
- Phone
- (209) 890-3848
- Rating
- 71
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $8,271,803
- Expenses
- $954,798
- Assets
- $13,487,304
- Liabilities
- $722,579
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
13 people listed
Executive titles in this filing
- eva Condron-wells (Vice President)
- TIM OSKEY (President)
Highest reported compensation
- Morgan grace (Executive Dir.): $80,782 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Habitat for Humanity Calaveras is dedicated to eliminating substandard housing through constructing affordable homes by advocating for fair and just housing policies and by providing training and access to resources to help families become self-reliant and successful homeowners. Habitat for Humanity provides homeownership, critical home repairs, employment and volunteer engagement opportunities to U.S. veterans, military service members and their families Habitat for Humanity’s Veterans Build officially began in 2013 in response to the grassroots Habitat efforts to serve the housing needs of returning veterans. Habitat is now empowering military and veteran families in over 100 communities to achieve the strength, stability and self-reliance they need to build better lives for themselves.
What it reported doing in 2025
The organization made significant progress in expanding affordable housing opportunities, improving existing homes, and strengthening communities throughout Calaveras County.During the year, the organization completed infrastructure improvements at Eureka Oaks, the largest Habitat for Humanity development in Californias history. The organization also completed neighborhood revitalization projects at Jenny Lind Veterans Memorial District Park and the Angels Camp Museum.The organization completed eight critical home repair projects throughout Calaveras County. Seven of the households served included seniors, two included veterans, and five included individuals with disabilities. These repairs helped residents remain safely and securely in their homes.Two series of Keys to Homeownership financial education classes were provided to 15 families. Seven participating families progressed to escrow as the first homeowners at Eureka Oaks. The remaining participants continue working toward improving their financial readiness and qualifying for future homeownership opportunities.To support expanded programs and services, the organization added three staff positions and relocated to a new office that tripled its available workspace without increasing occupancy costs.The organization secured significant financial support for its affordable housing initiatives. PG&E awarded $50,000 to support a community build day during which volunteers constructed a community garden at Eureka Oaks. Calaveras County awarded $1.55 million through the REAP program of the California Department of Housing and Community Development to support infrastructure for a development in West Point and continued infrastructure improvements at Eureka Oaks. The City of Angels Camp awarded $240,000 through the Permanent Local Housing Allocation program to support the first 10 home builds at Eureka Oaks. The organization also received a $500,000 anonymous donation to further support its mission and programs.The organization participated in advocacy efforts at both the California State Capitol and the U.S. Capitol to promote affordable housing initiatives and raise awareness of housing needs within the communities it serves.Community outreach and engagement remained an important component of the organizations mission. During the year, the organization distributed 19 newsletters to keep supporters, volunteers, donors, and community members informed about programs, services, housing initiatives, and opportunities for involvement.
Operating model
- Revenue model
- Grant-funded. 89% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 38
- Transparency & Controls: 92
- Accountability: 95
- Sustainability: 84
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 9.2%; rating input score 9
- Program expense ratio: 70.8%; rating input score 71
- Fundraising efficiency: $63.72 raised per $1 spent on fundraising; rating input score 83; 83rd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 7 of 8 controls in place; rating input score 88
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 88.5%; rating input score 98; 98th percentile among comparable filings
- Total-asset coverage ratio: 14.13; rating input score 91; 91st percentile among comparable filings
- Liabilities to assets ratio: 0.05; rating input score 59; 59th percentile among comparable filings
- Officer compensation ratio: 8.5%; rating input score 38; 38th percentile among comparable filings
Growth
- Program expense growth: 14% per year; rating input score 100; 73rd percentile among comparable filings
- Revenue growth: 30.8% per year; rating input score 100; 94th percentile among comparable filings
- Asset growth: 26.6% per year; rating input score 100; 91st percentile among comparable filings
Details
- What they do: 1 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 9.2% of revenue deployed · 70.8% of spending went to programs
- Governance: 12 of 12 board members independent · 7 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $676K in reported program spending
- Leadership: top reported pay $81K · 13 people listed
- Consistency: 29 of 29 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 11 filing years from 2014 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 9/100.
- Review — Accountability: Governance controls: Other executive compensation review process not reported.
- Moderate — Sustainability: Officer compensation ratio scored 38/100.
- Review — Sustainability: Liabilities to assets ratio scored 59/100.