Generations on Line

Nonprofit profile at a glance

EIN
311672565
IRS 990 coverage
2019–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Philadelphia, PA, USA
Phone
2159223244
Rating
83
Verdict
STRONG
Rating confidence
Moderate
Sector
Adult, Continuing Education

Official website

Reported finances

Revenue
$86,946
Expenses
$176,376
Assets
$176,674
Liabilities
$9,558

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

6 people listed

Executive titles in this filing

  • TOBEY DICHTER (CHAIR & CEO)

People named in this filing

  • TOBEY DICHTER (CHAIR & CEO)
  • BRIAN DUKE (DIRECTOR)
  • BRUCE MELGARY (TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Generations on Line makes it easy for older adults to learn how to use a smartphone or tablet, providing simple, step-by-step instructions and tutorials to help them master digital skills and access online services.

What it reported doing in 2025

We celebrated our 25th anniversary in september, with tributes to those who brought us to this point and a retrospective from the launch with the u.s. Secretary of commerce norman mineta and philadelphia mayor john street on september 7, 2000. Moving from a 5-year vision to serve 72,000 seniors, we have now trained more than 300,000 older adults in every state and in some english-speaking countries through our web-based tutorials and apps. 2025 was a major year for our work in philadelphia, thanks to the sarah ralston foundation which provided a significant two-year innovation grant to help us develop imacomputer.org, a training, safety, and experiential introduction to conversational ai. We completed five focus groups and five diverse pilot studies to create and refine a learner-centered tutorial in 9 languages. Some 6,000 individuals over the age of 65 were trained on the use of their phone or tablet so they could take advantage of everything from apps to zooming with family. 18 new groups contacted us about creating a sip & swipe caf, our deployment strategy for basic internet literacy. This is in addition to the 48 sip & swipe cafes we have had in philadelphia over time. We helped local senior centers reduce costs by providing digital literacy turnkey programs at no cost; adding five new partners in 2025. Other partnerships and outreach opportunities were: "michael pierce, director of technology, spoke to a packed house at the technology learning collaborative annual conference "gol was asked to present a two-hour workshop at pca's regional meeting which 120 professionals attended and provided excellent feedback for our ai program. "through board member kathy jedrziewski, we were invited to present a poster session on our innovative ai project at the annual penn medicine geriatric symposium, resulting in a 26-person pilot program for our ai project. "we also conducted a student project for the computing & software systems university of Washington bothell stem division in which 26 college students worked with 26 older adults to evaluate ima computer, gain insights and feedback over a five-week course. "tobey dichter was asked to present the keynote speech at jevs annual regional meeting. We launched a major safety on the internet training program for older adults, a significant and much needed training. In january, ntia announced the first round of digital equity act competitive applicants they are recommending for award. In this round, ntia recommended more than 250m in awards to 24 organizations to support projects in 39 states and territories. The city of philadelphia was one of them. And generations on line was among the coalition of 18 partners who won a grant totalling 12 million dollars over five years. On may 9, the national telecommunications and information administration (ntia) sent termination of funding letters to recipients of grants authorized under the digital equity act, which was passed in 2021 as a component of the bipartisan infrastructure law (bil). Litigation is pending.

Operating model

Revenue model
Donor-supported. 72% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Revenue has declined or grown slowly and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 84
  • Transparency & Controls: 92
  • Accountability: 90
  • Sustainability: 25
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 83.5%; rating input score 84
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 83.3%; rating input score 83; 27th percentile among comparable filings
  • Governance controls: 7 of 7 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -102.9%; rating input score 17; 17th percentile among comparable filings
  • Total-asset coverage ratio: 1; rating input score 27; 27th percentile among comparable filings
  • Liabilities to assets ratio: 0.05; rating input score 17; 17th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 58; 58th percentile among comparable filings

Growth

  • Program expense growth: 1.2% per year; rating input score 100; 52nd percentile among comparable filings
  • Revenue growth: -2.1% per year; rating input score 0; 49th percentile among comparable filings
  • Asset growth: 6% per year; rating input score 100; 66th percentile among comparable filings

Details

  • What they do: 3 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 100% of revenue deployed · 83.5% of spending went to programs
  • Governance: 5 of 6 board members independent · 7 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $147K in reported program spending
  • Leadership: top reported pay $0 · 6 people listed
  • Consistency: 23 of 23 current checks pass
  • Schedules: 4 filed schedules · includes major donors
  • Filing history: 7 filing years from 2019 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Operating margin scored 17/100.
  • High — Sustainability: Total-asset coverage ratio scored 27/100.
  • High — Sustainability: Liabilities to assets ratio scored 17/100.
  • Review — Sustainability: Officer compensation ratio scored 58/100.