Love INC - Gallatin County

Nonprofit profile at a glance

EIN
810498031
IRS 990 coverage
2010–2024
Official website data refreshed
Jul 2026
Forms available
Form 990 2024, Form 990-T 2022
Location
Bozeman, MT, US
Phone
(406) 587-3008
Rating
83
Verdict
STRONG
Rating confidence
Moderate
Sector
Professional Societies & Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$1,332,400
Expenses
$1,582,990
Assets
$1,458,626
Liabilities
$28,044

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • DARYL GUNNARSON (President)
  • MATT HUDAK (Vice President)

Highest reported compensation

  • DEAN HAMPTON (Executive Dir.): $90,000 total reported compensation
  • NICKOLI JOHNSON (DIR. OPERATIONS): $73,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Love In The Name of Christ (Love INC) mobilizes local churches to offer a holistic approach to care for people in all areas of life: spiritual, mental, emotional, and physical. Established in Bozeman, Montana in 1995, Gallatin County Love INC (Love In the Name of Christ) is a beacon of hope where volunteers, driven by their faith, come together to meet the needs of their community. This ministry unites 53 local Christian churches, who come together in a unified effort to act as Christ’s hands and feet in our community. Love INC is where people in need can come to find hope in the darkness, solutions to their tangible needs, and the powerful support and lasting relationships that only exist in the eternal kingdom of God. Gallatin County Love INC is a registered 501(c)(3) nonprofit organization and offers the following services free of charge: trauma recovery classes.

What it reported doing in 2024

During 2024, this organization coordinated 18,146 volunteer hours which served the various needs of 1,396 adults and 1,007 children. There were 2,426 volunteers performing acts of service. The monetary value of donated client-related services provided in 2024 is $1,354,819.

Operating model

Revenue model
Donor-supported. 98% of the money available for current operations came from contributions and gifts.
Distribution model
Hybrid. The nonprofit split its reported program spending across 44% for direct work, and 56% for grants.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 87
  • Transparency & Controls: 94
  • Accountability: 69
  • Sustainability: 28
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 96.9%; rating input score 97
  • Program expense ratio: 81.5%; rating input score 82
  • Fundraising efficiency: $18.46 raised per $1 spent on fundraising; rating input score 56; 56th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 76th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 2 of 8 controls in place; rating input score 25
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -18.8%; rating input score 10; 10th percentile among comparable filings
  • Total-asset coverage ratio: 0.92; rating input score 40; 40th percentile among comparable filings
  • Liabilities to assets ratio: 0.02; rating input score 63; 63rd percentile among comparable filings
  • Officer compensation ratio: 10.3%; rating input score 36; 36th percentile among comparable filings

Growth

  • Program expense growth: 8.9% per year; rating input score 100; 59th percentile among comparable filings
  • Revenue growth: 7% per year; rating input score 100; 54th percentile among comparable filings
  • Asset growth: 8.6% per year; rating input score 100; 54th percentile among comparable filings

Details

  • What they do: Mission, programs, and operating context captured from the official website.
  • Where the money goes: 96.9% of revenue deployed · 81.5% of spending went to programs
  • Governance: 8 of 8 board members independent · 2 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $1.3M in reported program spending
  • Leadership: top reported pay $90K · 10 people listed
  • Consistency: 30 of 30 current checks pass
  • Schedules: 7 filed schedules · includes major donors and grants
  • Filing history: 14 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Accountability: Governance controls: 6 of 8 not reported.
  • High — Sustainability: Operating margin scored 10/100.
  • Review — Financial Efficiency: Fundraising efficiency scored 56/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 40/100.
  • Moderate — Sustainability: Officer compensation ratio scored 36/100.