Fuller Center Disaster Rebuilders Inc

Nonprofit profile at a glance

EIN
263704583
IRS 990 coverage
2017–2024
Forms available
Form 990 2024
Location
Americus, GA, USA
Phone
3477637499
Rating
79
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Housing Development, Construction, Management

Official website

Reported finances

Revenue
$5,574,008
Expenses
$3,852,121
Assets
$3,567,290
Liabilities
$143,704

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

8 people listed

Executive titles in this filing

  • BARTOW C TUCKER (President)

Highest reported compensation

  • DONALD J CREADY (Director): $37,700 total reported compensation
  • HEATHER WESTCOTT (Secretary): $30,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The mission of Fuller Center Disaster ReBuilders(FCDR), faith-driven and Christ-centered, is to rebuild the underinsured homes of low-income families who have experienced storm damage in major disaster areas using volunteer labor and donated funds. We pursue our mission in an unrelenting quest to ensure that these low-income homes are not lost and their owner displaced because of lack of resources to rebuild.

What it reported doing in 2024

Hurricane recovery operations underway in three major disaster areas: Eastern NC (Hurricanes Matthew and Florence), Hopkins County, Kentucky (major tornadoes of December 2021 and May 2024), and Western NC (Hurricane Helene). In eastern North Carolina (Florence and Matthew), we completed 26 fully restored homes this year (234 homes total since 2018). In western Kentucky, we continue to make excellent progressbuilt and distributed 120 sheds (10x12); completed major repairs on 30 homes (11 homes in FY2025); and built 55 new homes since January 2022 (18 homes in FY2025). Sadly, Kentucky has experienced five presidentially declared major disasters in 2024 and 2025. Weve played a leadership role in organizing the volunteer in three of these disasters. We plan to continue our rebuilding efforts for several years into the future.In western North Carolina, we have been on the ground and building since October 2024 in response to the devastation of Hurricane Helene and have completed 17 homes.

Operating model

Revenue model
Donor-supported. 71% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 68
  • Transparency & Controls: 90
  • Accountability: 84
  • Sustainability: 68
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 66.4%; rating input score 66
  • Program expense ratio: 95.2%; rating input score 95
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 5 of 8 controls in place; rating input score 62
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 30.9%; rating input score 85; 85th percentile among comparable filings
  • Total-asset coverage ratio: 0.93; rating input score 34; 34th percentile among comparable filings
  • Liabilities to assets ratio: 0.04; rating input score 73; 73rd percentile among comparable filings
  • Officer compensation ratio: 1.8%; rating input score 77; 77th percentile among comparable filings

Growth

  • Program expense growth: 15% per year; rating input score 100; 78th percentile among comparable filings
  • Revenue growth: 15.4% per year; rating input score 100; 82nd percentile among comparable filings
  • Asset growth: 20% per year; rating input score 100; 84th percentile among comparable filings

Details

  • Where the money goes: 66.4% of revenue deployed · 95.2% of spending went to programs
  • Governance: 8 of 8 board members independent · 5 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $3.7M in reported program spending
  • Leadership: top reported pay $38K · 8 people listed
  • Consistency: 27 of 27 current checks pass
  • Schedules: 4 filed schedules
  • Filing history: 7 filing years from 2017 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: 3 of 8 not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 34/100.