Fruitful Living Enterprises
Nonprofit profile at a glance
- EIN
- 883038334
- IRS 990 coverage
- 2024–2025
- Forms available
- Form 990 2025, Form 990-EZ 2023
- Location
- San Jose, CA, USA
- Phone
- 4085159478
- Rating
- 63
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- In-Home Assistance
- Affiliation
- Christianity
Reported finances
- Revenue
- $1,125,309
- Expenses
- $1,160,413
- Assets
- $120,527
- Liabilities
- $333,522
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
5 people listed
Executive titles in this filing
- JANIS KING (President/treas)
People named in this filing
- VINCENT MITCHELL (Director)
- MEAGAN MAGUIRE (Director)
- RUNNEL COLLIE (Director)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Fruitful Living Enterprises goal is to meet the marketplace demand for caregivers across the US by establishing a business model of long-term care accommodations, a chapel, and in-home care services offering a sense of community, and much-needed health care services.The untapped large pool of individuals in churches are encouraged to be mission-field-minded and reach out to those in need while demonstrating the love of Christ. Recruiting members at the countless number of churches is a viable solution to the shortage. In addition, the church becomes an extension of care services in their communities and would immensely and extraordinarily service the public through a cooperative spirit. Bringing a solution to the need for non-medical in-home care services positions churches to become a strong influence in their communities, solving a major problem in the US
What it reported doing in 2025
To meet the marketplace demand for caregivers across the us by establishing a business model of long-term care accommodations, a chapel, and in-home care services offering a sence of community, and much-needed health care services.
Operating model
- Revenue model
- Earned-program. 100% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. A relatively small share of voting board members are independent and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 74
- Transparency & Controls: 90
- Accountability: 0
- Sustainability: 22
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 83.9%; rating input score 84
- Program expense ratio: 81.4%; rating input score 81
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 0%; rating input score 0; 6th percentile among comparable filings
- Governance controls: 0 of 7 controls in place; rating input score 0
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Fail
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -3.1%; rating input score 23; 23rd percentile among comparable filings
- Total-asset coverage ratio: 0.1; rating input score 6; 6th percentile among comparable filings
- Liabilities to assets ratio: 2.77; rating input score 1; 1st percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 78; 78th percentile among comparable filings
Growth
- Program expense growth: 0.7% per year; rating input score 100; 17th percentile among comparable filings
- Revenue growth: 74% per year; rating input score 100; 98th percentile among comparable filings
- Asset growth: 7% per year; rating input score 100; 44th percentile among comparable filings
Details
- Where the money goes: 83.9% of revenue deployed · 81.4% of spending went to programs
- Governance: 0 of 5 board members independent · 0 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $945K in reported program spending
- Leadership: top reported pay $0 · 5 people listed
- Consistency: 19 of 19 current checks pass
- Schedules: 2 filed schedules
- Filing history: 2 filing years from 2024 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- High — Accountability: Independent voting board scored 0/100.
- High — Accountability: Governance controls: 6 of 6 not reported.
- High — Sustainability: Operating margin scored 23/100.
- High — Sustainability: Total-asset coverage ratio scored 6/100.
- High — Sustainability: Liabilities to assets ratio scored 1/100.
- High — Grant Readiness: California registration: this organization is recorded as not currently operating in California.