Habitat for Humanity of Northern Fox Valley
Legal name: Fox Valley Habitat for Humanity
Nonprofit profile at a glance
- EIN
- 363748805
- IRS 990 coverage
- 2009–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Elgin, IL, United States
- Phone
- 847-836-1432
- Rating
- 65
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $407,692
- Expenses
- $44,888
- Assets
- $0
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
5 people listed
People named in this filing
- CINDY LANGE (SECRETARY)
- NINA MCAVOY (TREASURER)
- DAVID LEALI (CHAIRMAN)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Habitat for Humanity of Northern Fox Valley helps people build and improve homes with support from volunteers and the community, partnering with homeowners so they can achieve the independence they need to build a better life. A Brush With Kindness (ABWK)** Program offers exterior home maintenance assistance for low-income families, elderly, and individuals with disabilities who are struggling to do the maintenance themselves. The scope of projects through this program is limited to exterior painting and yard cleanup. We identify ABWK candidates through our application process, affiliation referrals and code violations. Once an application is approved, we assemble and coordinate a team of 5-10 **volunteers** depending on the size of the project. This program not only helps homeowners, but neighborhoods become revitalized and energized. To get started:** Are you interested in...
What it reported doing in 2025
Construction of homes for the poor, using donated supplies, volunteer labor, and contributed funds.
Operating model
- Revenue model
- Grant-funded. 66% of the money available for current operations came from government grants.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 26
- Transparency & Controls: 90
- Accountability: 100
- Sustainability: 55
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 4.2%; rating input score 4
- Program expense ratio: 37.6%; rating input score 38
- Fundraising efficiency: $2,670.28 raised per $1 spent on fundraising; rating input score 99; 99th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 7 of 7 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 89%; rating input score 99; 99th percentile among comparable filings
- Total-asset coverage ratio: 0; rating input score 1; 1st percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings
Growth
- Program expense growth: 8.1% per year; rating input score 100; 62nd percentile among comparable filings
- Revenue growth: 9.5% per year; rating input score 100; 67th percentile among comparable filings
- Asset growth: 4.7% per year; rating input score 100; 43rd percentile among comparable filings
Details
- What they do: 3 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 4.2% of revenue deployed · 37.6% of spending went to programs
- Governance: 4 of 4 board members independent · 7 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $17K in reported program spending
- Leadership: top reported pay $0 · 5 people listed
- Consistency: 21 of 21 current checks pass
- Schedules: 4 filed schedules
- Filing history: 17 filing years from 2009 to 2025
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 4/100.
- Moderate — Financial Efficiency: Program expense ratio scored 38/100.
- High — Sustainability: Total-asset coverage ratio scored 1/100.