Fort Payne-main Street Inc

Nonprofit profile at a glance

EIN
473640276
IRS 990-EZ coverage
2016–2025
Forms available
Form 990-EZ 2025, Form 990-N 2015
Location
Fort Payne, AL, USA
Phone
2569962131
Rating
51
Verdict
MIXED
Rating confidence
Moderate
Sector
Single Organization Support

Official website

Reported finances

Revenue
$172,667
Expenses
$134,115
Assets
$120,886
Liabilities
$851

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • AMY JOHNSON (PRESIDENT)
  • AMY WHITE (VICE-PRESIDENT)
  • CONNIE J FULLER (EXECUTIVE DIRECTOR)

People named in this filing

  • AMY JOHNSON (PRESIDENT)
  • AMY WHITE (VICE-PRESIDENT)
  • STEVE MALCOM (TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The purpose for which the corporation is formed is to engage in the nonprofit business of promoting local business in the historic downtown area of fort payne, Alabama; and to transact any and all lawful, nonprofit business for which corporations may be incorporated under Alabama law.

What it reported doing in 2025

To engage in the nonprofit business of promoting local business in the historic downtown area of fort payne, Alabama; and to transact any and all lawful, nonprofit business for which coporations may be incorporated under Alabama law.

Operating model

Revenue model
Donor-supported. 90% of the money available for current operations came from contributions and gifts.
Distribution model
Transfer-based 990-EZ. The 990-EZ reports grants or member benefits, but it does not separate enough spending to show the nonprofit’s full delivery mix.

The verdict

MIXED - The filed numbers largely add up and revenue has grown recently. A relatively small share of available resources goes toward mission work and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 11
  • Transparency & Controls: 100
  • Sustainability: 57
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 16.9%; rating input score 17
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 22.3%; rating input score 74; 74th percentile among comparable filings
  • Total-asset coverage ratio: 0.9; rating input score 55; 55th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 40; 40th percentile among comparable filings
  • Officer compensation ratio: 40.6%; rating input score 8; 8th percentile among comparable filings

Growth

  • Program expense growth: -35.2% per year; rating input score 0; 7th percentile among comparable filings
  • Revenue growth: 9.9% per year; rating input score 100; 64th percentile among comparable filings
  • Asset growth: 13% per year; rating input score 100; 66th percentile among comparable filings

Details

  • Where the money goes: 16.9% of revenue deployed
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 11 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 10 filing years from 2016 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 17/100.
  • High — Growth: Program expense growth scored 0/100.
  • Review — Sustainability: Total-asset coverage ratio scored 55/100.
  • High — Sustainability: Officer compensation ratio scored 8/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 40/100.