Fauquier Habitat for Humanity Inc

What it reported doing in 2025

Homeownership program: families needing a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. Large enough for the homeowner's family's needs but small enough to keep construction and maintenance costs affordable. By using the labor of subcontractors, skilled volunteers, and prospective homeowners, employing energy-efficient building methods, keeping house sizes modest, using donated construction materials and appliances when available, and issuing no or low-interest loans, habit makes its houses affordable for low and moderate-income families to purchase. The program builds energy-efficient homes for families whose income falls between 30% and 80% of the area median income as prescribed by hud. Homes are sold at a zeroto low-interest rate using down payment assistance where available. Most properties (the land) are placed into the Virginia statewide community land trust to create permanent affordability in perpetuity. The impact of affordable housing increases the prosperity of individuals and families. U.s. Homeowners have an average net wealth that is 400% higher than that of renters with similar demographics and earnings. Homeowners are more likely to vote in local elections, become involved in a neighborhood group, and join a civic association than renters. Weatherization reduces low-income households' total energy costs by 12.4% within the first year. This is substantial given that low-income households have higher energy burdens, spending three times the share of their annual income on energy costs as compared with other households. Children of low-income homeowners are more likely to graduate from high school and more likely to complete postsecondary education than children of low-income renters. Decreasing housing costs releases resources to spend on nutritious food and healthcare and limits overcrowding to minimize the spread of respiratory infectious diseases.

Financial Efficiency

• Mission deployment rate: 100%; rating input score 100
• Program expense ratio: 69.5%; rating input score 70
• Fundraising efficiency: $3.47 raised per $1 spent on fundraising; rating input score 10; 10th percentile among comparable filings

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
• Pay-setting controls: Limited
• Foreign activity oversight: Limited
• Grant itemization coverage: 100%; rating input score 100; 78th percentile among comparable filings
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
• Governance controls: 7 of 9 controls in place; rating input score 78
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Fail
  • Form 990 shared with the board: Fail
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: -59.2%; rating input score 2; 2nd percentile among comparable filings
• Total-asset coverage ratio: 2.05; rating input score 65; 65th percentile among comparable filings
• Liabilities to assets ratio: 0.68; rating input score 8; 8th percentile among comparable filings
• Officer compensation ratio: 13.9%; rating input score 27; 27th percentile among comparable filings

Growth

• Program expense growth: 8.6% per year; rating input score 100; 52nd percentile among comparable filings
• Revenue growth: 7.1% per year; rating input score 100; 48th percentile among comparable filings
• Asset growth: 8.7% per year; rating input score 100; 51st percentile among comparable filings