Family Planning Center of Ocean County Livwell Healthcare

Nonprofit profile at a glance

EIN
222015263
IRS 990 coverage
2013–2025
Forms available
Form 990 2025
Location
Toms River, NJ, USA
Phone
7323649696
Rating
81
Verdict
STRONG
Rating confidence
Moderate
Sector
Family Planning Centers

Official website

Reported finances

Revenue
$1,561,117
Expenses
$1,522,482
Assets
$2,608,971
Liabilities
$163,951

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

9 people listed

Executive titles in this filing

  • GINA POLESE-GROSSO (CEO/PRESIDENT)

Highest reported compensation

  • GINA POLESE-GROSSO (CEO/PRESIDENT): $124,765 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Livwell healthcare is dedicated to providing accessible, compassionate, confidential, and inclusive sexual and reproductive healthcare and education to all individuals, regardless of financial or insurance status.

What it reported doing in 2025

Sexual & reproductive health clinical serviceslivwell healthcare provides preventive healthcare, diagnostic services, counseling, and treatment related to sexual and reproductive health for males and females of all ages. Services include annual exams, pap tests, pregnancy testing and counseling, contraceptive services, breast and pelvic exams, sti screening and treatment, and evaluation and management of reproductive and gynecologic health concerns.during 2025, livwell healthcare served 2,041 unduplicated patients, including 1,693 patients receiving services in clinical settings (including 124 telehealth visits) and 348 individuals served through community-based outreach and education programs at locations such as ocean county college and other community sites.as part of its preventive healthcare services, livwell healthcare provided 425 cervical cancer screenings (pap tests) during the year. The organization also partners with the New Jersey cancer education and early detection (nj ceed) program, providing breast and cervical cancer screenings for eligible uninsured and underinsured individualsservices are provided regardless of a patient's insurance coverage, financial status, or ability to pay in order to reduce barriers to essential preventive healthcare for underserved members of the community. These services are supported in part through federal and state public health funding and community partnerships that expand access to preventive reproductive healthcare

Operating model

Revenue model
Grant-funded. 76% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Expenses are high relative to revenue and some filed totals do not add up.

Rating breakdown

  • Financial Efficiency: 67
  • Transparency & Controls: 90
  • Accountability: 100
  • Sustainability: 45
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 75%; rating input score 75
  • Program expense ratio: 76.7%; rating input score 77
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 2.5%; rating input score 38; 38th percentile among comparable filings
  • Total-asset coverage ratio: 1.71; rating input score 60; 60th percentile among comparable filings
  • Liabilities to assets ratio: 0.06; rating input score 40; 40th percentile among comparable filings
  • Officer compensation ratio: 8.2%; rating input score 42; 42nd percentile among comparable filings

Growth

  • Program expense growth: 0.9% per year; rating input score 100; 18th percentile among comparable filings
  • Revenue growth: 4% per year; rating input score 100; 31st percentile among comparable filings
  • Asset growth: 12.3% per year; rating input score 100; 62nd percentile among comparable filings

Details

  • Where the money goes: 75% of revenue deployed · 76.7% of spending went to programs
  • Governance: 8 of 8 board members independent · 8 of 8 filing controls reported
  • Programs: 3 filed program accomplishments · $1.2M in reported program spending
  • Leadership: top reported pay $125K · 9 people listed
  • Consistency: 23 of 24 current checks pass · 1 finding to review
  • Schedules: 3 filed schedules
  • Filing history: 13 filing years from 2013 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 38/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Moderate — Sustainability: Liabilities to assets ratio scored 40/100.
  • Moderate — Sustainability: Officer compensation ratio scored 42/100.