Family Motor Coach Association Dba Family Rv Association

Nonprofit profile at a glance

EIN
310804764
IRS 990 coverage
2010–2024
Forms available
Form 990 2024, Form 990-N 2007
Location
Cincinnati, OH, USA
Phone
5134743622
Rating
79
Verdict
SUPPORTED
Rating confidence
Moderate

Reported finances

Revenue
$4,058,940
Expenses
$2,841,375
Assets
$5,951,508
Liabilities
$3,180,083

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

19 people listed

Executive titles in this filing

  • PAUL MITCHELL (PRESIDENT)
  • BOB WEITHOFER (VICE PRESIDENT)
  • GARY BABCOCK (GREAT LAKES PRESIDENT)
  • RANDY JOHNSON (INTERNATIONAL PRESIDENT)
  • JULIA CHESNUT (MIDWEST PRESIDENT)
  • BILL NEWTON (NORTHEAST PRESIDENT)

Highest reported compensation

  • PAMALA KAY (EMPLOYEE): $120,875 total reported compensation
  • ROBBIN GOULD (EMPLOYEE): $109,036 total reported compensation
  • PENNY GORTEMILLER (EMPLOYEE): $107,317 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Fmca was formed to promote good fellowship and cooperation among all family rv owners as stated in its articles of incorporation.

What it reported doing in 2024

The association provides many benefits and services such as medical evacuation, a monthly magazine, and various vendor discounts to encourage the rv lifestyle. The association encourages the formation of chapters throughout the united states and canada. Currently there are more than 36,278 family members and around 231 chapters.

Operating model

Revenue model
Earned-program. 97% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 74
  • Transparency & Controls: 92
  • Accountability: 82
  • Sustainability: 62
  • Growth: 40

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 73.6%; rating input score 74
  • Program expense ratio: 99%; rating input score 99
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 91.7%; rating input score 92; 7th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 4 of 7 controls in place; rating input score 57
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 30%; rating input score 84; 84th percentile among comparable filings
  • Total-asset coverage ratio: 2.09; rating input score 63; 63rd percentile among comparable filings
  • Liabilities to assets ratio: 0.53; rating input score 19; 19th percentile among comparable filings
  • Officer compensation ratio: 15.6%; rating input score 18; 18th percentile among comparable filings

Growth

  • Program expense growth: -8.8% per year; rating input score 0; 3rd percentile among comparable filings
  • Revenue growth: 1.8% per year; rating input score 100; 19th percentile among comparable filings
  • Asset growth: -6.2% per year; rating input score 0; 3rd percentile among comparable filings

Details

  • Where the money goes: 73.6% of revenue deployed · 99% of spending went to programs
  • Governance: 235 of 235 board members independent · 4 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $2.8M in reported program spending
  • Leadership: top reported pay $121K · 19 people listed
  • Consistency: 29 of 30 current checks pass · 1 finding to review
  • Schedules: 4 filed schedules
  • Filing history: 11 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: 2 of 6 not reported.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Asset growth scored 0/100.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 19/100.
  • High — Sustainability: Officer compensation ratio scored 18/100.