Enroll Michigan
Nonprofit profile at a glance
- EIN
- 462631444
- IRS 990 coverage
- 2013–2016
- Forms available
- Form 990 2016
- Location
- Lansing, MI, USA
- Phone
- 5173677293
- Rating
- 88
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Alliance/Advocacy Organizations
Reported finances
- Revenue
- $1,308,943
- Expenses
- $1,305,106
- Assets
- $176,075
- Liabilities
- $172,238
Source: IRS Form 990. Selected filing: tax year 2016. Amounts in USD.
Leadership & pay
14 people listed
Executive titles in this filing
- JO MURPHY (PRESIDENT)
Highest reported compensation
- DIZZY WARREN (EXECUTIVE DI): $105,504 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2016. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To improve access to quality, affordable health insurance coverage for all eligible Michigan consumers, enroll Michigan in partnership with a network of navigator organizations and state, federal, and local partners will provide outreach, education, and enrollment services statewide.
What it reported doing in 2016
Supported consumers navigating health reform and enrollment options in the health insurance marketplace. Assisted 59,368 consumers with general inquiries about health coverage, 17,621 consumers with enrollment in a qualified health plan (qhp), and 5,053 consumers with post-enrollment inquiries. See schedule o for details of the services offered to consumers who sought enrollment assistance during the reporting year. Providing education only (no enrollment) - 12,245 consumers selecting a qhp - 1,941 consumers applying for medicaid/chip - 7,172 consumers enrolling into shop - 44 consumers referrals to medicaid/chip - 2,275 consumers referrals to agents/brokers for shop assistance - 95 consumers taxes - 468 consumers filing exemptions - 219 consumers
Operating model
- Revenue model
- Grant-funded. 88% of the money available for current operations came from government grants.
- Distribution model
- Grant intermediary. The nonprofit sent 70% of its reported program spending out as grants.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 85
- Transparency & Controls: 94
- Accountability: 95
- Sustainability: 26
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 95.5%; rating input score 95
- Program expense ratio: 95.8%; rating input score 96
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: 99.7%; rating input score 100; 46th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 7 of 8 controls in place; rating input score 88
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 0.3%; rating input score 38; 38th percentile among comparable filings
- Total-asset coverage ratio: 0.13; rating input score 6; 6th percentile among comparable filings
- Liabilities to assets ratio: 0.98; rating input score 8; 8th percentile among comparable filings
- Officer compensation ratio: 8.1%; rating input score 43; 43rd percentile among comparable filings
Growth
- Program expense growth: 14.3% per year; rating input score 100; 77th percentile among comparable filings
- Revenue growth: 15.6% per year; rating input score 100; 83rd percentile among comparable filings
- Asset growth: 20.3% per year; rating input score 100; 84th percentile among comparable filings
Details
- Where the money goes: 95.5% of revenue deployed · 95.8% of spending went to programs
- Governance: 8 of 8 board members independent · 7 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $1.3M in reported program spending
- Leadership: top reported pay $106K · 14 people listed
- Consistency: 29 of 29 current checks pass
- Schedules: 5 filed schedules · includes major donors and grants
- Filing history: 3 filing years from 2013 to 2016
- Contacts: How to reach this organization
- Money network: 37 filed money-flow records
- Related organizations: 36 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.
- Moderate — Sustainability: Operating margin scored 38/100.
- High — Sustainability: Total-asset coverage ratio scored 6/100.
- Review — Accountability: Governance controls: Other executive compensation review process not reported.
- High — Sustainability: Liabilities to assets ratio scored 8/100.
- Moderate — Sustainability: Officer compensation ratio scored 43/100.
- High — Grant Readiness: Automatic revocation: this organization had its federal tax-exempt status automatically revoked.