Emporium Cameron County Chamber of Commerce
Nonprofit profile at a glance
- EIN
- 251044081
- IRS 990 coverage
- 2025–2025
- Forms available
- Form 990 2025, Form 990-EZ 2024, Form 990-N 2022
- Location
- Emporium, PA, USA
- Phone
- 8144864314
- Rating
- 62
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Chambers of Commerce & Business Leagues
Reported finances
- Revenue
- $514,611
- Expenses
- $136,199
- Assets
- $22,581
- Liabilities
- $6,605
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
14 people listed
Executive titles in this filing
- TINA SOLACK (EXECUTIVE DIRECTOR)
- CARL MITCHELL (PRESIDENT)
- KIM JONES (VICE PRESIDENT)
Highest reported compensation
- TINA SOLACK (EXECUTIVE DIRECTOR): $19,136 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Promotion of local member businesses, provision of services to members and active communit involement of members
What it reported doing in 2025
Chamber bucks program- members can elect to accept chamber bucks at their businesses and the chamber then reimburses the members for the use of the chamber buck at their business.
Operating model
- Revenue model
- Grant-funded. 91% of the money available for current operations came from government grants.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 47
- Transparency & Controls: 77
- Accountability: 74
- Sustainability: 53
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 25.9%; rating input score 26
- Program expense ratio: 97.9%; rating input score 98
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 80%; rating input score 80; 1st percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 3 of 8 controls in place; rating input score 38
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 73.5%; rating input score 96; 96th percentile among comparable filings
- Total-asset coverage ratio: 0.17; rating input score 9; 9th percentile among comparable filings
- Liabilities to assets ratio: 0.29; rating input score 20; 20th percentile among comparable filings
- Officer compensation ratio: 14.1%; rating input score 27; 27th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 23.3% per year; rating input score 100; 86th percentile among comparable filings
- Asset growth: 11.1% per year; rating input score 100; 59th percentile among comparable filings
Details
- Where the money goes: 25.9% of revenue deployed · 97.9% of spending went to programs
- Governance: 14 of 14 board members independent · 3 of 8 filing controls reported
- Programs: 3 filed program accomplishments · $133K in reported program spending
- Leadership: top reported pay $19K · 14 people listed
- Consistency: 17 of 19 current checks pass · 2 findings to review
- Schedules: 3 filed schedules · includes major donors
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 26/100.
- Moderate — Accountability: Governance controls: 4 of 7 not reported.
- High — Sustainability: Total-asset coverage ratio scored 9/100.
- Moderate — Transparency & Controls: Functional expense sum did not reconcile in the filed values.
- Moderate — Transparency & Controls: Part IX DepreciationDepletion column sum did not reconcile in the filed values.
- High — Sustainability: Liabilities to assets ratio scored 20/100.
- High — Sustainability: Officer compensation ratio scored 27/100.