Embrace the Truth
Nonprofit profile at a glance
- EIN
- 364546554
- IRS 990 coverage
- 2013–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025, Form 990-EZ 2021, Form 990-N 2020
- Location
- Rochester, MI, US
- Phone
- #888-84-TRUTH
- Rating
- 70
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Interfaith Coalitions
- Affiliation
- Christianity
Reported finances
- Revenue
- $1,143,324
- Expenses
- $910,313
- Assets
- $1,747,863
- Liabilities
- $200,004
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
6 people listed
Executive titles in this filing
- ABDU MURRAY (PRESIDENT)
Highest reported compensation
- ABDU MURRAY (PRESIDENT): $199,660 total reported compensation
- NICOLE MURRAY (SECRETARY &): $31,855 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
How the Widow’s Mite Condemns Rather than Supports the Prosperity Gospel The story of the widow’s mite is often used by prosperity gospel preachers to encourage sacrificial giving. But in context, Jesus may be exposing religious leaders who exploit the poor. More ». Embrace the Truth offers the credibility of the gospel to every questioner we encounter. We believe that truth, when embraced, brings freedom. We will hear, respect, and answer each person in ways that touch both the mind and the heart. More About Our Ministry.
What it reported doing in 2025
Publications, resources and teaching apologetics of the christian faith.
Operating model
- Revenue model
- Donor-supported. 93% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and some filing-based governance responses are negative or unanswered.
Rating breakdown
- Financial Efficiency: 64
- Transparency & Controls: 70
- Accountability: 79
- Sustainability: 58
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 62.7%; rating input score 63
- Program expense ratio: 77.5%; rating input score 78
- Fundraising efficiency: $7.67 raised per $1 spent on fundraising; rating input score 27; 27th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 1 of 6 controls in place; rating input score 17
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 80%; rating input score 80; 21st percentile among comparable filings
- Governance controls: 7 of 9 controls in place; rating input score 78
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Fail
- CEO compensation review process: Pass
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 20.4%; rating input score 73; 73rd percentile among comparable filings
- Total-asset coverage ratio: 1.92; rating input score 63; 63rd percentile among comparable filings
- Liabilities to assets ratio: 0.11; rating input score 33; 33rd percentile among comparable filings
- Officer compensation ratio: 25.4%; rating input score 11; 11th percentile among comparable filings
Growth
- Program expense growth: 14.7% per year; rating input score 100; 70th percentile among comparable filings
- Revenue growth: 14.7% per year; rating input score 100; 74th percentile among comparable filings
- Asset growth: 14.8% per year; rating input score 100; 69th percentile among comparable filings
Details
- What they do: 1 operating location identified
- Where the money goes: 62.7% of revenue deployed · 77.5% of spending went to programs
- Governance: 4 of 5 board members independent · 7 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $706K in reported program spending
- Leadership: top reported pay $200K · 6 people listed · 1 of 6 pay-setting controls reported
- Consistency: 28 of 28 current checks pass
- Schedules: 5 filed schedules · includes major donors and executive pay
- Filing history: 7 filing years from 2013 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 27/100.
- Review — Accountability: Governance controls: 2 of 9 not reported.
- High — Sustainability: Officer compensation ratio scored 11/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 33/100.