Dwell with Dignity Inc

Nonprofit profile at a glance

EIN
264658235
IRS 990 coverage
2015–2025
Forms available
Form 990 2025, Form 990-PF 2014
Location
Dallas, TX, USA
Phone
2145997974
Rating
87
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Services N.E.C.

Official website

Reported finances

Revenue
$1,184,378
Expenses
$1,262,393
Assets
$1,312,092
Liabilities
$500,508

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • RICHARD GRAZIANO (President)
  • GILLEA ALLISON (Vice President)

Highest reported compensation

  • TERESA CHARNOCK (Executive Dir.): $126,100 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Dwell with dignity's mission is to help families escape poverty and homelessness through design, one household at a time. Our goals are to bring good design to those less fortunate, inspiring them to maintain a standard of living they can be proud and in which they can thrive. We create inspiring home interiors with the labor of dedicated volunteers and with the generosity of our donors.

What it reported doing in 2025

Our Family Homes Program provides completely furnished homes for families who have previously been homeless. Dwell With Dignity Designs and installs complete home interiors for families who desperately need an environment that will support health and wellness. We empower families to lead their best lives and to thrive in a safe, functional, and beautiful environment. Our families become stable and create home lives of which they can be proud. Toxic stress levels are reduced significantly. Academics improve. Play dates are made. Plans are made for birthday parties, holiday gatherings, and family dinners. These designs will have a powerful generational impact.Our community projects program brings beautiful, nurturing interiors to our social services agency partners. We have transformed waiting areas, children's playrooms, and shelter day rooms. These projects allow our partners to provide a comforting environment so their clients feel cared for and have a sense of confidence in the agency. In 2025, Dwell With Dignity transformed 4 community partner project spaces for teachers' lounges, nonprofit offices, shelter homes, and community spaces.

Operating model

Revenue model
Donor-supported. 98% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 83% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 81
  • Transparency & Controls: 94
  • Accountability: 100
  • Sustainability: 27
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 87.7%; rating input score 88
  • Program expense ratio: 82.1%; rating input score 82
  • Fundraising efficiency: $13.64 raised per $1 spent on fundraising; rating input score 45; 45th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 78th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -6.6%; rating input score 17; 17th percentile among comparable filings
  • Total-asset coverage ratio: 1.04; rating input score 44; 44th percentile among comparable filings
  • Liabilities to assets ratio: 0.38; rating input score 16; 16th percentile among comparable filings
  • Officer compensation ratio: 10%; rating input score 37; 37th percentile among comparable filings

Growth

  • Program expense growth: 6.8% per year; rating input score 100; 45th percentile among comparable filings
  • Revenue growth: 7.7% per year; rating input score 100; 51st percentile among comparable filings
  • Asset growth: 11.8% per year; rating input score 100; 61st percentile among comparable filings

Details

  • Where the money goes: 87.7% of revenue deployed · 82.1% of spending went to programs
  • Governance: 10 of 10 board members independent · 8 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $1M in reported program spending
  • Leadership: top reported pay $126K · 11 people listed
  • Consistency: 34 of 34 current checks pass
  • Schedules: 7 filed schedules · includes major donors and grants
  • Filing history: 10 filing years from 2015 to 2025
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 45/100.
  • High — Sustainability: Operating margin scored 17/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 44/100.
  • High — Sustainability: Liabilities to assets ratio scored 16/100.
  • Moderate — Sustainability: Officer compensation ratio scored 37/100.