Dupage Assoc of Health Underwriters
Nonprofit profile at a glance
- EIN
- 363997363
- IRS 990-EZ coverage
- 2014–2021
- Forms available
- Form 990-EZ 2021, Form 990-N 2013
- Location
- Buffalo Grove, IL, USA
- Phone
- 8473620335
- Rating
- 80
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Insurance Providers
Reported finances
- Revenue
- $4,856
- Expenses
- $4,285
- Assets
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2021. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- ARTHUR ZEMAR (PRESIDENT)
People named in this filing
- ARTHUR ZEMAR (PRESIDENT)
- JOSEF STAITON (SECRETARY)
- DANIELLE OZER (TREASURER)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2021. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The promotion of the common business interests of those engaged in the profession of disability income and health insurance.
What it reported doing in 2021
Conferences and related legislative initiatives.
Operating model
- Revenue model
- Membership-supported. 100% of the money available for current operations came from membership dues.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Program spending has declined or grown slowly and revenue has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 92
- Transparency & Controls: 82
- Sustainability: 34
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 87%; rating input score 87
- Program expense ratio: 98.6%; rating input score 99
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 11.8%; rating input score 56; 56th percentile among comparable filings
- Total-asset coverage ratio: 0; rating input score 2; 2nd percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: -14.7% per year; rating input score 0; 27th percentile among comparable filings
- Revenue growth: -17% per year; rating input score 0; 20th percentile among comparable filings
- Asset growth: -17.4% per year; rating input score 0; 10th percentile among comparable filings
Details
- Where the money goes: 87% of revenue deployed · 98.6% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments · $4K in reported program spending
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 5 of 5 current checks pass
- Schedules: 2 filed schedules
- Filing history: 8 filing years from 2014 to 2021
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Total-asset coverage ratio scored 2/100.
- Review — Sustainability: Operating margin scored 56/100.
- High — Growth: Asset growth scored 0/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.