Duneland Ymca Inc

Nonprofit profile at a glance

EIN
351404559
IRS 990 coverage
2017–2025
Forms available
Form 990 2025
Location
Chesterton, IN, USA
Phone
2199264204
Rating
70
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$5,585,789
Expenses
$4,504,878
Assets
$18,769,210
Liabilities
$6,471,438

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

22 people listed

Executive titles in this filing

  • DAVID KASARDA (CEO)

Highest reported compensation

  • DAVID KASARDA (CEO): $179,355 total reported compensation
  • SUZANNE VERSTEEG RADZIK (CFO): $78,557 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The ymca is a nonprofit organization whose mission is to put christian principles into practice through programs that build healthy spirit, mind and body for all. Our cause is to strengthen community with programs for youth development, healthy living and social responsibility.

What it reported doing in 2025

Youth development: delivered high-quality preschool education to more than 100 children and stem-based before- and after-school programming to over 200 youth. Provided tuition scholarships and subsidies to more than 20% of participants, ensuring access to high-quality childcare for families who otherwise could not afford it and enabling parents to remain in the workforce. Offered youth sports programs that reinforced core values of respect, responsibility, honesty, and caring, while also teaching life-saving swimming skills.healthy living: enhanced community health and well-being through membership opportunities and healthy living programs for all ages. Provided active senior programming, including fitness classes and social engagement opportunities that promoted physical health, connection, and overall quality of life.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 98% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. Few specific pay-setting methods are documented in the filing; unanswered boxes are not proof of absence and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 61
  • Transparency & Controls: 62
  • Accountability: 95
  • Sustainability: 65
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 60.9%; rating input score 61
  • Program expense ratio: 75%; rating input score 75
  • Fundraising efficiency: $6.35 raised per $1 spent on fundraising; rating input score 21; 21st percentile among comparable filings

Transparency & Controls

  • Consistency checks: 94.1%; rating input score 94; 23rd percentile among comparable filings
  • Pay-setting controls: 0 of 6 controls in place; rating input score 0
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Missing
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 19.4%; rating input score 72; 72nd percentile among comparable filings
  • Total-asset coverage ratio: 4.17; rating input score 77; 77th percentile among comparable filings
  • Liabilities to assets ratio: 0.34; rating input score 23; 23rd percentile among comparable filings
  • Officer compensation ratio: 5.7%; rating input score 52; 52nd percentile among comparable filings

Growth

  • Program expense growth: 10.8% per year; rating input score 100; 63rd percentile among comparable filings
  • Revenue growth: 14.4% per year; rating input score 100; 78th percentile among comparable filings
  • Asset growth: 34.3% per year; rating input score 100; 94th percentile among comparable filings

Details

  • Where the money goes: 60.9% of revenue deployed · 75% of spending went to programs
  • Governance: 20 of 20 board members independent · 8 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $3.4M in reported program spending
  • Leadership: top reported pay $179K · 22 people listed · 0 of 6 pay-setting controls reported
  • Highest-paid contractors: 3 contractors listed · $3.8M reported
  • Consistency: 36 of 37 current checks pass · 1 finding to review
  • Schedules: 7 filed schedules · includes major donors and executive pay
  • Filing history: 9 filing years from 2017 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Pay-setting controls scored 0/100.
  • High — Financial Efficiency: Fundraising efficiency scored 21/100.
  • Review — Accountability: Governance controls: Form 990 shared with the board not reported.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 23/100.
  • Review — Sustainability: Officer compensation ratio scored 52/100.