Down East Family YMCA

Legal name: Downeast Family Young Mens Christian Association

Nonprofit profile at a glance

EIN
010412269
IRS 990 coverage
2012–2024
Official website data refreshed
Aug 2026
Forms available
Form 990 2024
Location
Ellsworth, ME, USA
Phone
2076673086
Rating
90
Verdict
STRONG
Rating confidence
Moderate
Affiliation
Christianity

Official website

Reported finances

Revenue
$5,727,035
Expenses
$5,916,806
Assets
$3,047,992
Liabilities
$1,004,941

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

20 people listed

Executive titles in this filing

  • Matthew Montgomery (Executive Director)

Highest reported compensation

  • Matthew Montgomery (Executive Director): $102,201 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The Y strengthens community by working side-by-side with neighbors to make sure that everyone, regardless of age, income or background, has the opportunity to learn, grow and thrive. All 2nd Graders from supporting communities may enroll in a free session of group swim lessons in Ellsworth at the Wiggins Center or in Blue Hill at the Lawrence Center. Residents who live in supporting communities are eligible for a membership and/or program scholarship that may exceed the sliding scale system we have in place to ensure that no one is turned away due to an inability to pay. _**If you’re a resident of any of our supporting communities, we welcome you to enjoy the benefits your town’s support makes available to you.**_.

What it reported doing in 2024

The Wiggins YMCA is focused on improving healthy living, youth development, and social responsibility for the City of Ellsworth and surrounding communities. The YMCA offers a broad range of programs and services to a diverse population. The Aquatics department provides instructional swim lessons and competitive swimming for all ages, aquatic aerobics for adults and seniors, Special Olymic programming, and aquatic therapy. The Fitness department provides a wide range of programming for all ages, including a collaboration with Northern Light Hospital to provide cardiac rehabilitation phase 3 to over 40 seniors. More than 300 adults and seniors take advantage of fitness equipmnet and our indoor track for their fitness. The YMCA also acts as the recreation department for the City of Ellsworth. More than 500 youth paticipated in our recreational sports and afterschool programming. Scholarships are provided to qualifying individuals ensuring that all can be served.

Operating model

Revenue model
Earned-program. 78% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 96
  • Transparency & Controls: 92
  • Accountability: 90
  • Sustainability: 29
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 97.5%; rating input score 98
  • Fundraising efficiency: $26.54 raised per $1 spent on fundraising; rating input score 66; 66th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 6 of 8 controls in place; rating input score 75
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Fail
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Fail
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -3.3%; rating input score 23; 23rd percentile among comparable filings
  • Total-asset coverage ratio: 0.52; rating input score 18; 18th percentile among comparable filings
  • Liabilities to assets ratio: 0.33; rating input score 32; 32nd percentile among comparable filings
  • Officer compensation ratio: 1.7%; rating input score 77; 77th percentile among comparable filings

Growth

  • Program expense growth: 10.4% per year; rating input score 100; 65th percentile among comparable filings
  • Revenue growth: 7.6% per year; rating input score 100; 58th percentile among comparable filings
  • Asset growth: 1.6% per year; rating input score 100; 18th percentile among comparable filings

Details

  • What they do: 7 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 100% of revenue deployed · 97.5% of spending went to programs
  • Governance: 17 of 17 board members independent · 6 of 8 filing controls reported
  • Programs: 5 filed program accomplishments · $5.8M in reported program spending
  • Leadership: top reported pay $102K · 20 people listed
  • Consistency: 34 of 34 current checks pass
  • Schedules: 6 filed schedules · includes major donors
  • Filing history: 13 filing years from 2012 to 2024
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: 2 of 8 not reported.
  • High — Sustainability: Operating margin scored 23/100.
  • High — Sustainability: Total-asset coverage ratio scored 18/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 32/100.