Dorchester Habitat for Humanity
Legal name: Dorchester Habitat for Humanity Inc
Nonprofit profile at a glance
- EIN
- 570978123
- IRS 990 coverage
- 2011–2024
- Official website data refreshed
- Jul 2026
- Forms available
- Form 990 2024, Form 990-T 2021
- Location
- Summerville, SC, USA
- Phone
- 8438511414
- Rating
- 93
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $4,479,404
- Expenses
- $3,869,492
- Assets
- $5,290,538
- Liabilities
- $354,572
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
20 people listed
Executive titles in this filing
- JAYE JONES ELLIOTT (PRESIDENT & CEO)
Highest reported compensation
- JAYE JONES ELLIOTT (PRESIDENT & CEO): $94,613 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Putting God’s love into action by bringing people together to build homes and hope. The Dean Drive neighborhood has also inspired remarkable community support. Over 628 volunteers contributed more than 5,300 hours toward the first three homes, saving an estimated $168,528 in labor costs. Local partners, including RH Moore, Dorchester County, and National Trench Safety, also provided nearly $80,000 in donated labor, materials, and equipment to overcome infrastructure challenges and keep the project moving forward. “We are deeply grateful to Publix Super Markets Charities for investing in local families and strengthening our community,” said Roach. “Their support is helping us transform lives through safe, affordable housing and continue our mission of transforming Dorchester.
What it reported doing in 2024
Construction and homeownership program - dhfh partners with low-wealth families in need of affordable and decent housing to build new homes that are sold to the qualified future homeowners. Dhfh's homeownership program requires that families: have lived and/or worked in dorchester county, South Carolina for at least one year; demonstrate a need for affordable and decent housing; earn between 35%-80% of the median income for dorchester county, based upon the size of the family that will reside in the habitat home; have and maintain a housing expenses-to-income ratio of 32% or less; have and maintain a debt-to-income ratio at or below 40%; have and maintain a good credit history; work at least 425 "sweat-equity" hours in partnership with dhfh; and pass criminal record and sex offender registry checks.
Operating model
- Revenue model
- Donor-supported. 62% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 92
- Transparency & Controls: 92
- Accountability: 100
- Sustainability: 63
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 94.7%; rating input score 95
- Fundraising efficiency: $11.63 raised per $1 spent on fundraising; rating input score 42; 42nd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 13.6%; rating input score 69; 69th percentile among comparable filings
- Total-asset coverage ratio: 1.37; rating input score 48; 48th percentile among comparable filings
- Liabilities to assets ratio: 0.07; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 2.4%; rating input score 73; 73rd percentile among comparable filings
Growth
- Program expense growth: 17% per year; rating input score 100; 81st percentile among comparable filings
- Revenue growth: 14.2% per year; rating input score 100; 80th percentile among comparable filings
- Asset growth: 5.1% per year; rating input score 100; 35th percentile among comparable filings
Details
- What they do: 2 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 100% of revenue deployed · 94.7% of spending went to programs
- Governance: 19 of 19 board members independent · 8 of 8 filing controls reported
- Programs: 2 filed program accomplishments · $3.7M in reported program spending
- Leadership: top reported pay $95K · 20 people listed
- Consistency: 30 of 30 current checks pass
- Schedules: 7 filed schedules · includes major donors
- Filing history: 14 filing years from 2011 to 2024
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Financial Efficiency: Fundraising efficiency scored 42/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 48/100.