Discipling Marketplace Leaders
Nonprofit profile at a glance
- EIN
- 834143630
- IRS 990 coverage
- 2019–2025
- Forms available
- Form 990 2025
- Location
- Grandville, MI, USA
- Phone
- 6165588516
- Rating
- 81
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- International Economic Development
- Affiliation
- Christianity
Reported finances
- Revenue
- $644,554
- Expenses
- $710,245
- Assets
- $400,113
- Liabilities
- $1,865
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
8 people listed
Executive titles in this filing
- Renita Reed-Thomson (President)
Highest reported compensation
- Renita Reed-Thomson (President): $55,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To empower the local church to establish and run successful Marketplace Ministries, empowering, equipping, encouraging and discipling business owners.
What it reported doing in 2025
Discipling Marketplace Leaders is working with initiatives in 24 African countries, South Asia, and Central America/Caribbean, with a focus on teaching a theology of work in three areas: education in universities, seminaries, and Bible Schools; Church Leadership; and the Marketplaces of business, government, and education. Following training for pastors, church leaders, and business leaders, DML continues to invest in the lives of these individuals through mentoring and advocacy.
Operating model
- Revenue model
- Donor-supported. 99% of the money available for current operations came from contributions and gifts.
- Distribution model
- Grant intermediary. The nonprofit sent 61% of its reported program spending out as grants.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 93
- Transparency & Controls: 80
- Accountability: 72
- Sustainability: 27
- Growth: 80
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 92%; rating input score 92
- Fundraising efficiency: $26.58 raised per $1 spent on fundraising; rating input score 63; 63rd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: 2 of 8 controls in place; rating input score 25
- Claims monitoring procedures: Pass
- Requires narrative reports: Limited
- Conducts field audits: Limited
- May suspend future funding: Limited
- Requires financial reports: Limited
- Conducts site visits: Pass
- Requires grant agreements: Limited
- May require repayment: Limited
- Grant itemization coverage: 99.7%; rating input score 100; 54th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 87.5%; rating input score 88; 24th percentile among comparable filings
- Governance controls: 4 of 8 controls in place; rating input score 50
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Fail
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Fail
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -10.2%; rating input score 13; 13th percentile among comparable filings
- Total-asset coverage ratio: 0.56; rating input score 27; 27th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
- Officer compensation ratio: 7.7%; rating input score 44; 44th percentile among comparable filings
Growth
- Program expense growth: 19.4% per year; rating input score 100; 78th percentile among comparable filings
- Revenue growth: 7% per year; rating input score 100; 48th percentile among comparable filings
- Asset growth: -2.2% per year; rating input score 0; 10th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 92% of spending went to programs
- Governance: 7 of 8 board members independent · 4 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $653K in reported program spending
- Leadership: top reported pay $55K · 8 people listed
- Consistency: 27 of 27 current checks pass
- Schedules: 5 filed schedules · includes major donors and foreign activity
- Filing history: 7 filing years from 2019 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 4 of 8 not reported.
- High — Sustainability: Operating margin scored 13/100.
- High — Sustainability: Total-asset coverage ratio scored 27/100.
- High — Growth: Asset growth scored 0/100.
- Moderate — Sustainability: Officer compensation ratio scored 44/100.