Delta Dental
Legal name: Delta Dental Plans Association
Nonprofit profile at a glance
- EIN
- 362551984
- IRS 990 coverage
- 2010–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Chicago, IL, USA
- Phone
- 1-800-434-9128
- Rating confidence
- Limited
Reported finances
- Revenue
- $41,529,392
- Expenses
- $39,695,854
- Assets
- $28,181,146
- Liabilities
- $12,314,362
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
43 people listed
Executive titles in this filing
- JAMES HUTCHISON (PRESIDENT & CEO)
- JANICE ANDERSON (VICE PRESIDENT, MARKET INSIGHTS)
- ANDRE RICHARDS (VICE PRESIDENT, BRAND STRATEGY)
Highest reported compensation
- JAMES HUTCHISON (PRESIDENT & CEO): $1,310,646 total reported compensation
- JASON DAUGHN (CHIEF PUBLIC AFFAIRS OFFICER): $716,457 total reported compensation
- JENNIFER ELLIOTT (CHIEF MARKETING OFFICER): $711,858 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The purpose of the association is to increase the availability of dental services to the public by encouraging the expansion of dental prepayment programs administered through non-profit dental service corporations, and by providing the means for active, associate, or affiliate members to cooperate in multistate and national group coverage.
What it reported doing in 2024
Education and promotional materials and advertising campaigns to increase public awareness of oral health issues and to increase access to dental services through the use of dental prepayment programs. These campaigns and materials educate the public on the importance of good oral health and its connection to overall health and well-being, and encourage the use of dental prepayment programs as a means of increasing access to and regular receipt of dental services with a focus on preventative dental care.
Operating model
- Revenue model
- Earned-program. 99% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 89
- Accountability: 100
- Sustainability: 36
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
- Pay-setting controls: 4 of 6 controls in place; rating input score 67
- Compensation committee: Pass
- Independent consultant: Pass
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 66th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 4.4%; rating input score 52; 52nd percentile among comparable filings
- Total-asset coverage ratio: 0.71; rating input score 25; 25th percentile among comparable filings
- Liabilities to assets ratio: 0.44; rating input score 34; 34th percentile among comparable filings
- Officer compensation ratio: 19.8%; rating input score 4; 4th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 8.1% per year; rating input score 100; 66th percentile among comparable filings
- Asset growth: 9% per year; rating input score 100; 60th percentile among comparable filings
Details
- What they do: 4 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: 29 of 29 board members independent · 9 of 9 filing controls reported
- Programs: 3 filed program accomplishments
- Leadership: top reported pay $1.3M · 43 people listed · 4 of 6 pay-setting controls reported
- Highest-paid contractors: 5 contractors listed · $20.1M reported
- Consistency: 13 of 13 current checks pass
- Schedules: 5 filed schedules · includes executive pay and related organizations
- Filing history: 14 filing years from 2010 to 2024
- Contacts: How to reach this organization
- Money network: 14 filed money-flow records
- Related organizations: 2 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Operating margin scored 52/100.
- High — Sustainability: Total-asset coverage ratio scored 25/100.
- High — Sustainability: Officer compensation ratio scored 4/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 34/100.