Delta Dental of Missouri

Nonprofit profile at a glance

EIN
430908349
IRS 990 coverage
2010–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024
Location
St. Louis, MO, United States
Phone
3146563000
Rating
86
Verdict
STRONG
Rating confidence
Moderate

Official website

Reported finances

Revenue
$805,510,567
Expenses
$795,446,709
Assets
$229,093,320
Liabilities
$41,335,445

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

31 people listed

Executive titles in this filing

  • E B Rob Goren (President & CEO)
  • Zachary Kain (Reginal Vice President, Individual and Small Group)

Highest reported compensation

  • E B Rob Goren (President & CEO): $1,673,513 total reported compensation
  • James J Barone (Chief Sales & Marketing Officer): $835,702 total reported compensation
  • Jonathan R Jennings (Chief Operating Officer): $783,933 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Delta Dental of Missouri is deeply committed—in principle and in practice—to advancing oral health and overall health for individuals, children and families in Missouri, placing emphasis on mission giving, outreach events, educational programs such as its Land of Smiles® show, and other oral health initiatives and charitable causes.

What it reported doing in 2024

Oral health grant program program description: delta dental of Missouri's oral health grant program helps reduce dental disease through education, prevention and treatment; ensure access to affordable, timely and high-quality dental care; and enhance awareness of good oral health with a focus on children and underserved individuals. In 2024, delta dental of Missouri awarded nearly $1.2 million in grants to 32 Missouri and South Carolina organizations, which align with its non-profit mission to improve oral health. Funding included direct care grants; equipment/capital grants; workforce development; educational grants; and loan repayment grants for dentists who commit to serving in a dental health professional shortage area. The company accepts grant applications annually. To be eligible for an oral health grant, applicants in both states must first complete a letter of intent through the online grant application system. Applicants must be considered tax-exempt under 501(c)(3) of the internal revenue code, or be a public or governmental entity, such as a public school or health department, and serve the people of Missouri or South Carolina. The minimum grant amount is $5,000. Oral health grants greater than $5,000 are included in schedule i. Delta dental of Missouri began administering this oral health grant program online in 2017.

Operating model

Revenue model
Other-operating. 99% of the money available for current operations came from other operating revenue.
Distribution model
Member-benefit provider. The nonprofit used 92% of its reported program spending for member benefits.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 87
  • Transparency & Controls: 90
  • Accountability: 84
  • Sustainability: 38
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 97.5%; rating input score 97
  • Program expense ratio: 98.4%; rating input score 98
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 92.3%; rating input score 92; 12th percentile among comparable filings
  • Pay-setting controls: 5 of 6 controls in place; rating input score 83
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 92.4%; rating input score 92; 24th percentile among comparable filings
  • Major donor itemization: Limited
  • Related-party transparency: Yes; rating input score 100

Accountability

  • Independent voting board: 73.3%; rating input score 73; 23rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 1.2%; rating input score 39; 39th percentile among comparable filings
  • Total-asset coverage ratio: 0.29; rating input score 9; 9th percentile among comparable filings
  • Liabilities to assets ratio: 0.18; rating input score 71; 71st percentile among comparable filings
  • Officer compensation ratio: 1.1%; rating input score 73; 73rd percentile among comparable filings

Growth

  • Program expense growth: 3.9% per year; rating input score 100; 29th percentile among comparable filings
  • Revenue growth: 4.1% per year; rating input score 100; 34th percentile among comparable filings
  • Asset growth: 5.1% per year; rating input score 100; 37th percentile among comparable filings

Details

  • What they do: 2 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 97.5% of revenue deployed · 98.4% of spending went to programs
  • Governance: 11 of 15 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $782.4M in reported program spending
  • Leadership: top reported pay $1.7M · 31 people listed · 5 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $22.7M reported
  • Consistency: 42 of 44 current checks pass · 2 findings to review
  • Schedules: 6 filed schedules · includes grants, executive pay, and related organizations
  • Filing history: 14 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 71 filed money-flow records
  • Related organizations: 43 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Operating margin scored 39/100.
  • High — Sustainability: Total-asset coverage ratio scored 9/100.
  • Moderate — Transparency & Controls: Fund balance restriction sum did not reconcile in the filed values.
  • Review — Transparency & Controls: Domestic grant itemization did not reconcile in the filed values.