Delta Dental of Illinois

Nonprofit profile at a glance

EIN
362612058
IRS 990 coverage
2010–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024
Location
Naperville, IL, USA
Phone
(Multiple member service lines listed by plan type)
Rating
87
Verdict
STRONG
Rating confidence
Moderate

Official website

Reported finances

Revenue
$1,022,369,352
Expenses
$1,023,309,166
Assets
$216,301,789
Liabilities
$55,654,022

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

27 people listed

Executive titles in this filing

  • JOHN MAPLES (PRESIDENT & CEO)
  • LORA VITEK (EXECUTIVE DIRECTOR OF FOUNDATION)

Highest reported compensation

  • JOHN MAPLES (PRESIDENT & CEO): $1,708,367 total reported compensation
  • TERRI BON (TREAS, SEC., VP OF FIN & CFO): $762,270 total reported compensation
  • KARYN GLOGOWSKI (VP/DIRECTOR OF SALES): $511,519 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Delta Dental of Illinois and Delta Dental of Illinois Foundation believe all of our members and every Illinoisan deserve a healthy smile because oral health is essential to overall health and well-being. Learn about our oral health programs and how they help us carry out our mission to improve the overall health and well-being of people in Illinois, with a specific focus on children. Our Foundation Enterprise Philanthropy. Delta Dental of Illinois’ mission is to provide customer-focused benefit products, and as a trusted partner, offer guidance to improve overall health and well-being. A career at Delta Dental of Illinois is rewarding and fulfilling to those who enjoy teamwork and want to work in an environment that supports and inspires a person’s best. Our team’s dedication makes all the difference. A company’s strength is built on the quality of its employees. At Delta Dental of...

What it reported doing in 2024

Delta dental of Illinois (ddil) is a not-for-profit corporation which maintains and operates a dental care plan to approximately 2,807,000 individuals. Ddil is committed to its mission to deliver exceptional services to our stakeholders and improve the oral health of the communities we serve. In 2024, ddil granted $464,743 to delta dental of Illinois foundation, a 501(c)(3) charitable organization to promote the improvement of dental education and access to dental care in Illinois.

Operating model

Revenue model
Earned-program. 100% of the money available for current operations came from fees and other program revenue.
Distribution model
Member-benefit provider. The nonprofit used 94% of its reported program spending for member benefits.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 87
  • Transparency & Controls: 96
  • Accountability: 82
  • Sustainability: 31
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 97.9%; rating input score 98
  • Program expense ratio: 97.7%; rating input score 98
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
  • Pay-setting controls: 5 of 6 controls in place; rating input score 83
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 77th percentile among comparable filings
  • Major donor itemization: Limited
  • Related-party transparency: Yes; rating input score 100

Accountability

  • Independent voting board: 69.2%; rating input score 69; 20th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -0.1%; rating input score 27; 27th percentile among comparable filings
  • Total-asset coverage ratio: 0.21; rating input score 6; 6th percentile among comparable filings
  • Liabilities to assets ratio: 0.26; rating input score 61; 61st percentile among comparable filings
  • Officer compensation ratio: 0.7%; rating input score 80; 80th percentile among comparable filings

Growth

  • Program expense growth: 4.9% per year; rating input score 100; 39th percentile among comparable filings
  • Revenue growth: 5% per year; rating input score 100; 43rd percentile among comparable filings
  • Asset growth: 4.7% per year; rating input score 100; 34th percentile among comparable filings

Details

  • What they do: 3 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 97.9% of revenue deployed · 97.7% of spending went to programs
  • Governance: 9 of 13 board members independent · 9 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $999.8M in reported program spending
  • Leadership: top reported pay $1.7M · 27 people listed · 5 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $8.8M reported
  • Consistency: 38 of 38 current checks pass
  • Schedules: 7 filed schedules · includes grants, executive pay, and related organizations
  • Filing history: 14 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 27 filed money-flow records
  • Related organizations: 6 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 27/100.
  • High — Sustainability: Total-asset coverage ratio scored 6/100.