Delaware County Public Schools Healthcare Trust

Nonprofit profile at a glance

EIN
462980181
IRS 990 coverage
2013–2024
Forms available
Form 990 2024
Location
Morton, PA, USA
Phone
6109389000
Rating confidence
Limited
Sector
Insurance Providers

Reported finances

Revenue
$265,768,053
Expenses
$274,063,919
Assets
$154,601,002
Liabilities
$32,335,429

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

32 people listed

People named in this filing

  • DENNIS ANDREWS (TRUSTEE, CHAIR)
  • MARIA EDELBERG (TRUSTEE, VICE-CHAIR)
  • MERYL CHAFETZ (TRUSTEE, SECRETARY)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To purchase health benefits at a reduced cost on behalf of participating school districts, intermediate unit, vocational-technical schools, community colleges and municipalities in Delaware and chester county Pennsylvania.

What it reported doing in 2024

To purchase health benefits at a reduced cost on behalf of participating school districts, intermediate unit, vocational-technical schools, community college, and local municipalities in Delaware and chester county Pennsylvania. The trust purchased health benefits for fifteen member school entities and thirty-eight municipalities during the fiscal year ended june 30, 2025.

Operating model

Revenue model
Earned-program. 97% of the money available for current operations came from fees and other program revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: NotEnoughData
  • Transparency & Controls: 90
  • Accountability: 100
  • Sustainability: 33
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: Limited
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 77th percentile among comparable filings
  • Governance controls: 7 of 7 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -3.1%; rating input score 16; 16th percentile among comparable filings
  • Total-asset coverage ratio: 0.56; rating input score 21; 21st percentile among comparable filings
  • Liabilities to assets ratio: 0.21; rating input score 67; 67th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 98; 98th percentile among comparable filings

Growth

  • Program expense growth: 24.1% per year; rating input score 100; 94th percentile among comparable filings
  • Revenue growth: 7.5% per year; rating input score 100; 63rd percentile among comparable filings
  • Asset growth: 13.5% per year; rating input score 100; 83rd percentile among comparable filings

Details

  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Governance: 32 of 32 board members independent · 7 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $274.1M in reported program spending
  • Leadership: top reported pay $0 · 32 people listed
  • Highest-paid contractors: 2 contractors listed · $738K reported
  • Consistency: 11 of 11 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 11 filing years from 2013 to 2024
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 16/100.
  • High — Sustainability: Total-asset coverage ratio scored 21/100.