Cut Bank N Glacier Co Water & Sewer

Nonprofit profile at a glance

EIN
810368494
IRS 990-EZ coverage
2010–2025
Forms available
Form 990-EZ 2025
Location
Cut Bank, MT, USA
Phone
4068732231
Rating
88
Verdict
STRONG
Rating confidence
Moderate

Reported finances

Revenue
$180,240
Expenses
$165,129
Assets
$497,593
Liabilities
$318

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

6 people listed

Executive titles in this filing

  • DALE VERMULM (President)
  • NEIL JR JOHNSON (Vice President)

People named in this filing

  • DALE VERMULM (President)
  • JIMMY LITTRELL (Director)
  • RODNEY PETERSON (Treasurer)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Water purchased from cut bank and sold to rural members along with development of sewer system.

Operating model

Revenue model
Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and reported officer compensation is a large share of total spending, which may reflect staffing concentration.

Rating breakdown

  • Financial Efficiency: 95
  • Transparency & Controls: 82
  • Sustainability: 59
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 91.6%; rating input score 92
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 8.4%; rating input score 52; 52nd percentile among comparable filings
  • Total-asset coverage ratio: 3.01; rating input score 89; 89th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 47; 47th percentile among comparable filings
  • Officer compensation ratio: 4.4%; rating input score 24; 24th percentile among comparable filings

Growth

  • Program expense growth: 4.5% per year; rating input score 100; 43rd percentile among comparable filings
  • Revenue growth: 3.3% per year; rating input score 100; 35th percentile among comparable filings
  • Asset growth: 6.4% per year; rating input score 100; 48th percentile among comparable filings

Details

  • Where the money goes: 91.6% of revenue deployed · 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $165K in reported program spending
  • Leadership: top reported pay $0 · 6 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 1 filed schedules
  • Filing history: 16 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Sustainability: Operating margin scored 52/100.
  • High — Sustainability: Officer compensation ratio scored 24/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 47/100.