Cumberland Cape Atlantic YMCA

Nonprofit profile at a glance

EIN
210635053
IRS 990 coverage
2010–2025
Forms available
Form 990 2025
Location
Vineland, NJ, USA
Phone
8566910030
Rating
82
Verdict
STRONG
Rating confidence
Standard
Sector
Young Men's or Women's Associations
Affiliation
Christianity

Official website

Reported finances

Revenue
$4,874,708
Expenses
$5,351,025
Assets
$6,591,368
Liabilities
$875,977

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

27 people listed

Executive titles in this filing

  • Donna Perez (1st Vice President)
  • Joel Cruz (2nd Vice President)
  • Kathy Farnaccio (Past President)
  • Luigi Tramontana Jr (President)
  • John Antonelli (CEO)

Highest reported compensation

  • John Antonelli (CEO): $169,559 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The organization is a non-profit charitable organization that is part of a worldwide association based on christian principles, inclusive of all people, dedicated to fostering opportunities for all individuals, families, and communities through programs that build healthy spirit, mind, and body for all

What it reported doing in 2025

Youth Development: Our YMCA is committed to nurturing the potential of every child and teen. We believe that all kids deserve the opportunity to discover who they are and what they can achieve. Programs such as summer camp, youth sports, and swim lessons help children to grow and learn through various outlets. Our summer camp programs for children 3 to 15 years old offer daily reading, STEM activities, safe swim instruction, and outdoor adventures. They are not only having fun and building relationships, but also learning about science, engineering, math, reading, leadership, and critical thinking skills. On average, our day camps have 368 children attending daily. Through our Youth Sports, Swim Team, and Swim Lesson programs, the focus is on health, confidence, commitment, and relationship building. These programs encourage youth to develop their potential and learn new skills. In 2025, youth sports and swim lessons reached 767 children between the ages of 6 months and 17 years old. Our winter and summer swim teams had over 100 participants focusing not only on physical health, but life skills such as teamwork, commitment, focus, taking directions, and social interactions.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 85
  • Transparency & Controls: 70
  • Accountability: 100
  • Sustainability: 30
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 88.1%; rating input score 88
  • Program expense ratio: 79%; rating input score 79
  • Fundraising efficiency: $84.99 raised per $1 spent on fundraising; rating input score 86; 86th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 92.9%; rating input score 93; 14th percentile among comparable filings
  • Pay-setting controls: 1 of 6 controls in place; rating input score 17
    • Compensation committee: Missing
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -9.8%; rating input score 10; 10th percentile among comparable filings
  • Total-asset coverage ratio: 1.23; rating input score 41; 41st percentile among comparable filings
  • Liabilities to assets ratio: 0.13; rating input score 43; 43rd percentile among comparable filings
  • Officer compensation ratio: 3.2%; rating input score 69; 69th percentile among comparable filings

Growth

  • Program expense growth: 4% per year; rating input score 100; 30th percentile among comparable filings
  • Revenue growth: 4% per year; rating input score 100; 30th percentile among comparable filings
  • Asset growth: 8.2% per year; rating input score 100; 50th percentile among comparable filings

Details

  • Where the money goes: 88.1% of revenue deployed · 79% of spending went to programs
  • Governance: 26 of 26 board members independent · 8 of 8 filing controls reported
  • Programs: 4 filed program accomplishments · $4.2M in reported program spending
  • Leadership: top reported pay $170K · 27 people listed · 1 of 6 pay-setting controls reported
  • Consistency: 36 of 37 current checks pass · 1 finding to review
  • Schedules: 5 filed schedules · includes major donors and executive pay
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 10/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 41/100.
  • Review — Transparency & Controls: Foreign grants require schedule f did not reconcile in the filed values.
  • Moderate — Sustainability: Liabilities to assets ratio scored 43/100.